2220 38th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 2220 38th St, Lubbock, TX 79412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,391 sqft · built 1960
Lot Size	0.19 acres (8,288 sqft)
Owner	Company Name on Record
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R92421`

Property Details

APN / Parcel Number

Primary APN	`R92421`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,391 sqft Living Area

Exterior

Year Built	Built 1960
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,288 sqft (0.19 acres)
Lot Dimensions	127 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2220 38TH ST
City	LUBBOCK
State	TX
Zip	79412-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	SHADY TERRACE L 11
Legal Subdivision	SHADY TERRACE
Legal Lot Number	55
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1016
Census Tract	2301

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3422 94TH ST, LUBBOCK, TX 79423-3624
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Jan 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage PLAINSCAPITAL BANK
Aug 30, 2017	Vendor's Lien, Transfer · Commercial Mortgage VISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017
Deed Sale	Aug 30, 2017
Deed Document Number	2017031662
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2220 38TH ST, LUBBOCK, TX 79412-1115
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 91ST ST, LUBBOCK, TX 79423-3601

Mortgage

Document Number	0000006035
Date	Feb 19, 2026
Instrument	2026006035

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 18, 2031

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2220 38TH ST, LUBBOCK, TX 79412-1115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004413
Date	Jan 28, 2021
Instrument	2021004413

Lender

Name	PLAINSCAPITAL BANK
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 30, 2017
Property Address	2220 38TH ST, LUBBOCK, TX 79412-1115
Document Number	0000031662
Map Reference	VOL724 PG439
Instrument Date	Aug 24, 2017
Instrument	2017031662
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 94TH ST, LUBBOCK, TX 79423-3624

Mortgage

Document Number	0000031663
Date	Aug 30, 2017
Instrument	2017031663

Lender

Name	VISTA BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 30, 2020

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,983.00 (-5.26%)	$112,086 (+6.45%) Land $20,000 Building $92,086	$112,086 (+6.45%) Land $20,000 Building $92,086
2024	$2,093.00 (+6.95%)
2023	$1,957.00 (+10.38%)	$105,298 Land $3,575 Building $101,723	$105,298 Land $3,575 Building $101,723
2022	$1,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: T-Mobile.

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