Rutherford County property record for 222 White Cloud Trl, Murfreesboro, TN 37127
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,788 sqft · built 1995 |
| Lot Size | 0.213 acres (9,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,400 (May 1998) |
| Tax Bill | $3,156 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125F-C-079.00-000 |
| Primary APN | 125F-C-079.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,788 sqft Living Area |
| 1st Floor Area | 2,322 sqft |
| Upper Floors Area | 1,049 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 9,298 sqft (0.213 acres) |
| Lot Dimensions | 105 ft deep x 82.5 ft wide |
| Garage Type | Attached |
| Garage Area | 1,015 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 150 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0075897 |
|---|---|
| Street Address | 222 WHITE CLOUD TRL |
| City | MURFREESBORO |
| State | TN |
| Zip | 37127-8368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 170 INDIAN HILLS UNIT 3 SEC 2 PH 2 PB 17 PG 70 82.48 X 105.43 IRR |
| Legal Subdivision | INDIAN HILLS UNIT 3 SEC 2 PH 2 |
| Legal Block | 2 |
| Legal Lot Number | 170 |
| Legal Unit | 3 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 18 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41201 |
222 White Cloud Trl is owned and occupied by two individuals who bought it in May 1998.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 222 WHITE CLOUD TRL, MURFREESBORO, TN 37127-8368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 1998 · Amount on File |
| Deed Sale | May 4, 1998 · Amount on File |
| Prior Sale | Feb 15, 1995 · Amount on File |
| Deed Book / Page | 621 / 791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 222 WHITE CLOUD TRL, MURFREESBORO, TN 37127-8368 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | BRIDGEHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 19853176 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 1985/3176 |
| Instrument | 2315407 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 222 WHITE CLOUD TRL, MURFREESBORO, TN 37127-8368 |
| Document Number | RB16961941 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 222 WHITE CLOUD TRL MURFREESBORO TN 371278368, MURFREESBORO, TN 37127-8368 |
| Document Number | RB16961941 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 001696/001941 |
| Instrument | 2159343 |
| Name | CAPSTAR BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2048 |
The 2025 property tax bill for 222 White Cloud Trl was $3,156.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,325 (+19.49%) Land $27,500 Building $105,825 | $533,300 Land $110,000 Building $423,300 | |
| 2025 | $3,156.00 | $111,575 Land $13,750 Building $97,825 | |
| 2023 | $3,156.00 | $111,575 Land $13,750 Building $97,825 | $446,300 (-) Land $55,000 Building $391,300 |
| 2022 | $446,300 Land $55,000 Building $391,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 222 White Cloud Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 222 White Cloud Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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