Kenton County property record for 222 Wells St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 798 sqft · built 1925 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,900 (Oct 2020) |
| Tax Bill | $2,238 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-23-002.00 |
| Primary APN | 003-40-23-002.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 798 sqft Finished Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 222 WELLS ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER REAR PT LOTS 100 & 101 E 50'X 107.4' IRREG |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 100,10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 65600 |
222 Wells St is owned and occupied by an individual who bought it in October 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 222 WELLS ST, ELSMERE, KY 41018-2143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG |
| Jun 15, 2017 | Quit Claim Deed, Transfer AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on File |
| Deed Sale | Oct 8, 2020 · Amount on File |
| Prior Sale | Aug 20, 2003 · Amount on File |
| Deed Document Number | 20205900213 |
| Deed Book / Page | 47 / 877 |
| Prior Transfer Date | Jun 6, 2002 |
| Prior Transfer Doc | 0820059004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 8, 2020 |
| Property Address | 222 WELLS ST, ELSMERE, KY 41018-2143 |
| Document Number | 0000000213 |
| Book / Page | 000047 / 000877 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 213 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 WELLS ST ELSMERE KY 410182143, ELSMERE, KY 41018-2143 |
| Document Number | M1080771 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 00M108/000771 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 7, 2030 |
| Document Number | 214, |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 00M108/000756 |
| Instrument | 214 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 15, 2017 |
| Property Address | 222 WELLS ST, ELSMERE, KY 41018-2143 |
| Document Number | 0000000357 |
| Book / Page | 0C6182 / 000085 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 357 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 989 VILLA DR VILLA HILLS KY 410173774, VILLA HILLS, KY 41017-3774 |
The 2025 property tax bill for 222 Wells St was $2,238.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,400 (-) Land $15,000 Building $132,400 | $147,400 (-) Land $15,000 Building $132,400 | |
| 2025 | $2,238.00 | $147,400 Land $15,000 Building $132,400 | $147,400 Land $15,000 Building $132,400 |
| 2023 | $2,209.00 | $147,400 Land $15,000 Building $132,400 | $147,400 Land $15,000 Building $132,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 222 Wells St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 222 Wells St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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