222 W Clover Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 222 W Clover Rd, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1942
Lot Size	0.102 acres (4,422 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2015)
Tax Bill	$3,336 (2026)
Deeds & Mortgages	May 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`214-430-220-000`

Property Details

APN / Parcel Number

Primary APN	`214-430-220-000`
Alternative APN	`214-430-22`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,422 sqft (0.102 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	214-430-22
Street Address	222 W CLOVER RD
City	TRACY
State	CA
Zip	95376-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 891006 FR ORIG APN 211380779
Legal Subdivision	TRACY GARDEN FARMS
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5311

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 W CLOVER RD, TRACY, CA 95376-1834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Prior Sale	Jun 2, 2009 · Amount on Record
Deed Document Number	2015139296
Last Transfer Date	Mar 11, 2022
Transfer Doc	0000041993
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	222 W CLOVER RD, TRACY, CA 95376-1834
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 N SHORELINE BLVD, MOUNTAIN VIEW, CA 94043-4605

Mortgage

Document Number	0000063553
Date	May 18, 2022
Instrument	2022-063553

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 31, 2022
Property Address	222 W CLOVER RD, TRACY, CA 95376-1834
Document Number	0000041993
Map Reference	VOL 8 PG 1
Instrument Date	Mar 11, 2022
Instrument	2022-041993
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	BOSTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 W CLOVER RD, TRACY, CA 95376-1834

Mortgage

Document Number	0000041994
Date	Mar 31, 2022
Instrument	2022-041994

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,336.00 (+0.03%)
2025	$3,335.00 (+10.36%) Homeowner's exemption	$295,943 (+4.04%) Land $88,781 Building $207,162
2023	$3,022.00 (+2.09%) Homeowner's exemption	$284,453 Land $85,335 Building $199,118	$388,980
2022	$2,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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