222 Varnum Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 222 Varnum Ave, Lowell, MA 01854

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,648 sqft · built 1880
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2018)
Tax Bill	$7,325 (2025)
Deeds & Mortgages	Jul 2019 Refinance Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B16475`

Property Details

APN / Parcel Number

Primary APN	`B16475`
Alternative APNs	`LOWE M:83 B:5880 L:222` `M:000083 T:B16475`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,648 sqft Living Area
Gross Area	4,674 sqft
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	B16475
Street Address	222 VARNUM AVE
City	LOWELL
State	MA
Zip	01854-2513
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SSF
Legal Block	5880
Legal Lot Number	222
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1014
Census Tract	310602

Owner

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 LUDLAM ST, LOWELL, MA 01850-1226
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK
Dec 7, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Jan 23, 2018
Deed Document Number	201853392
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	222 VARNUM AVE, LOWELL, MA 01854-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33206-258
Date	Jul 31, 2019
Book Page	33206/258
Instrument	31483

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 7, 2018
Property Address	222 VARNUM AVE, LOWELL, MA 01854-2513
Document Number	32624-278
Book / Page	032624 / 000278
Instrument Date	Dec 7, 2018
Instrument	53392
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Amount	Amount Recorded
Tax	$1,026.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LUDLAM ST LOWELL MA 018501226, LOWELL, MA 01850-1226

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 23, 2018
Property Address	222 VARNUM AVE, LOWELL, MA 01854-2513
Document Number	31817-174
Book / Page	031817 / 000174
Instrument Date	Jan 6, 2018
Instrument	3107
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 LAWRENCE DR #M214 LOWELL MA 018543644, M214, LOWELL, MA 01854-3644

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,325.00 (+11.31%)	$638,100 (+15.47%) Land $145,100 Building $493,000
2024	$6,581.00 (+8.83%)	$552,600 (+13.49%) Land $117,100 Building $435,500
2023	$6,047.00	$486,900 Land $95,600 Building $391,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	333 units insured incl. 324 condo units
Nearby Flood Claims	27 (1979–2015)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Feb 2015 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 17 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

222 Varnum Ave, Lowell, MA 01854 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Varnum Ave

Nearby Streets

Search Property Records by Address or Parcel Number