222 Valley St, Seneca, MO 64865 Property Records

Newton County property record for 222 Valley St, Seneca, MO 64865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,352 sqft · built 1964
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (May 2025)
Tax Bill	$865 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45-27636-0`

Property Details

APN / Parcel Number

Primary APN	`45-27636-0`
Alternative APN	`18-7.0-35-001-006-001.000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Area	736 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	222 VALLEY ST
City	SENECA
State	MO
Zip	64865-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIS 1: LOTS 4 & 5
Legal Range	34W
Legal Township	25N
Legal Section	35
Legal Subdivision	DAVIS 1
Legal Lot Number	4,5
Jurisdiction	NEWTON MO
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1008
Census Tract	20700

Owner

Source: Newton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19730 HIGHWAY 43, SENECA, MO 64865-8112
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2024	Warranty Deed, Transfer · Line of Credit CENTURY BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Nov 7, 2024
Deed Document Number	20252874
Deed Book / Page	374 / 2834
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	May 5, 2025
Property Address	222 VALLEY ST, SENECA, MO 64865-9343
Document Number	00374/2834
Book / Page	374 / 2834
Instrument Date	May 2, 2025
Instrument	202502874
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19730 HIGHWAY 43, SENECA, MO 64865-8112

Mortgage

Document Number	0202502875
Date	May 5, 2025
Instrument	202502875

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Nov 7, 2024
Property Address	222 VALLEY ST, SENECA, MO 64865-9343
Document Number	00373/6956
Book / Page	373 / 6956
Instrument Date	Nov 7, 2024
Instrument	202407063
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 103, GOODMAN, MO 64843-0103
Investor	Possibly a Property Investor

Mortgage

Document Number	0202407470
Date	Nov 7, 2024
Instrument	202407470

Lender

Name	CENTURY BANK OF THE OZARKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Newton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Newton County
Municipality	Seneca City
Unified School District	Seneca R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$865.00 (+15.64%)	$14,990 (+15.31%)	$78,900 (+15.35%) Land $5,000 Building $73,900
2024	$748.00 (+0.13%)	$13,000 (-) Land $950 Building $12,050	$68,400 (-) Land $5,000 Building $63,400
2023	$747.00	$13,000 Land $950 Building $12,050	$68,400 Land $5,000 Building $63,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1986–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 8 claims Severe Storms, Tornadoes, And Flooding, Jun 2011 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rally Networks DSL · Fiber in parts of the area	10 / 1

May also be available: Lost Creek Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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