222 Valley Farm Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 222 Valley Farm Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,728 sqft · built 1920
Lot Size1.6 acres (69,696 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Oct 2020)
Tax Bill$1,135 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN458500647295000

Property Details

APN / Parcel Number

Primary APN458500647295000
Alternative APN
  • 53071

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,728 sqft Heated Area
Upper Floors Area576 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area69,696 sqft (1.6 acres)
Lot Dimensions235 ft deep x 125 ft wide
PorchOpen Porch
Porch Area288 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating FuelElectric

Location & Zoning

Account Number53071
Street Address222 VALLEY FARM RD
CityMURPHY
StateNC
Zip28906-3345
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionFR YARROLL 1251/452 1575/607
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1047
Census Tract930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address292 COOK CREEK RD, MURPHY, NC 28906-7576
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2020Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO
Nov 30, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Prior SaleNov 30, 2017 · Amount on Record
Deed Document Number6041
Deed Book / Page1661 / 129
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 21, 2020
Property Address222 VALLEY FARM RD, MURPHY, NC 28906-3345
Document Number001661/129
Book / Page1661 / 129
Instrument DateOct 10, 2020
Instrument6041
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address292 COOK CREEK RD, MURPHY, NC 28906-7576

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address681 FOLSOM ST S, ST PETERSBURG, FL 33707-2440

Mortgage

Document Number0001661132
DateOct 21, 2020
Instrument1661/132
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 30, 2017
Property Address222 VALLEY FARM RD, MURPHY, NC 28906-3345
Document Number01575/0607
Book / Page01575 / 0607
Instrument DateSep 1, 2017
Instrument05599
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address292 COOK CREEK RD, MURPHY, NC 28906-7576

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 COOK CREEK RD, MURPHY, NC 28906-7576

Mortgage

Document Number0000005600
DateNov 30, 2017
Instrument05600
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,135.00$157,060 (-)$157,060 (-) Land $10,140 Building $146,920
2023$157,060$157,060 Land $10,140 Building $146,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 94% of North Carolina
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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