222 Thomas Dr, West Branch, IA 52358 Property Records

Cedar County property record for 222 Thomas Dr, West Branch, IA 52358

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,232 sqft · built 1974
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Sep 2026)
Tax Bill	$3,216 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050013064530090`

Property Details

APN / Parcel Number

Primary APN	`050013064530090`
Alternative APN	`50005001306453009000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,232 sqft Total Area
Basement Area	1,232 sqft
Finished Basement	925 sqft
Unfinished Basement	307 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,977 sqft (0.252 acres)
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	222 THOMAS DR
City	WEST BRANCH
State	IA
Zip	52358-9606
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	THOMAS 2ND ADD LOT 4
Legal Subdivision	THOMAS ADD 02
Legal Lot Number	4
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGDALE
Census Block Group	3
Census Block	3003
Census Tract	450500

Owner

222 Thomas Dr, a duplex, is owned by an individual who bought it in September 2026.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 VAIL CIR, GRAND FORKS, ND 58201-5166
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2018	Deed of Trust, Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Nov 27, 2013 · Amount on File
Deed Document Number	20262770
Deed Book / Page	1838 / 42
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Sep 15, 2026
Property Address	222 THOMAS DR, WEST BRANCH, IA 52358-9606
Document Number	0000002770
Book / Page	1838 / 42
Instrument Date	Sep 14, 2026
Instrument	20262770
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 VAIL CIR, GRAND FORKS, ND 58201-5166

Mortgage

Document Number	0000002771,
Date	Sep 15, 2026
Instrument	20262771

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	222 THOMAS DR, WEST BRANCH, IA 52358-9606
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001426/0000000073
Date	Jul 19, 2018
Book Page	0000001426/0000000073
Instrument	000000002342

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	114 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 222 Thomas Dr was $3,216.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	West Branch City
Unified School District	West Branch Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,216.00	$204,820 (-) Land $30,350 Building $174,470	$204,820 (-) Land $30,350 Building $174,470
2025	$3,216.00 (-4%)	$204,820 Land $30,350 Building $174,470	$204,820 Land $30,350 Building $174,470
2024	$3,350.00
2023		$191,760 (+22.74%) Land $30,350 Building $161,410	$191,760 Land $30,350 Building $161,410
2022	$3,094.00	$156,230 Land $28,560 Building $127,670
2021			$156,230 Land $28,560 Building $127,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 222 Thomas Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1986–2018)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 3 claims Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRANCH WATER WORKS serves 2,509 people · EPA ID IA1694000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Liberty Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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