222 Textile Ave, Spindale, NC 28160 Property Records

Rutherford County property record for 222 Textile Ave, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1928
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Feb 2026)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1206387`

Property Details

APN / Parcel Number

Primary APN	`1206387`
Alternative APN	`19292`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	222 TEXTILE AVE
City	SPINDALE
State	NC
Zip	28160-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1529075913530000; RES 410 WESTWOOD ST
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1057
Census Tract	960600

Owner

Source: Rutherford County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	222 TEXTILE AVE, SPINDALE, NC 28160-2402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 28, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2099 / 3193
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 11, 2026
Property Address	222 TEXTILE AVE, SPINDALE, NC 28160-2402
Document Number	0020993193
Book / Page	2099 / 3193
Map Reference	MB 2066 PG 440
Instrument Date	Jan 20, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 MCCALL DR, FOREST CITY, NC 28043-3345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 TEXTILE AVE, SPINDALE, NC 28160-2402

Mortgage

Document Number	0020993196
Date	Feb 11, 2026
Instrument	2099/3196

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 21, 2022
Property Address	222 TEXTILE AVE, SPINDALE, NC 28160-2402
Document Number	0020660440
Book / Page	2066 / 440
Map Reference	MB 1155 PG 308
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$86.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2509 NC 18 US 64, 2509, MORGANTON, NC 28655-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 MCCALL DR, FOREST CITY, NC 28043-3345

Mortgage

Document Number	0002066443
Date	Oct 21, 2022
Instrument	2066/443

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 28, 2017
Property Address	222 TEXTILE AVE, SPINDALE, NC 28160-2402
Document Number	0011550308
Book / Page	001155 / 000308
Instrument Date	Jul 20, 2017
Instrument	844
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 TEXTILE AVE SPINDALE NC 281602402, SPINDALE, NC 28160-2402

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,241.00 (+67.48%)	$88,600 (-) Land $7,200 Building $81,400	$88,600 (-) Land $7,200 Building $81,400
2023		$88,600 Land $7,200 Building $81,400	$88,600 Land $7,200 Building $81,400
2022	$741.00
2021	$741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet.

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