222 Terranova Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 222 Terranova Blvd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,089 sqft · built 2003
Lot Size	0.251 acres (10,951 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2026)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`26-29-14-687805-001040`

Property Details

APN / Parcel Number

Primary APN	`26-29-14-687805-001040`
Alternative APNs	`142926687805001040` `42926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,089 sqft Living Area
Gross Area	2,551 sqft
1st Floor Area	2,089 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,951 sqft (0.251 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Unfinished Open Porch
Porch Area	45 sqft
Patio Area	140 sqft

Location & Zoning

Street Address	222 TERRANOVA BLVD
City	WINTER HAVEN
State	FL
Zip	33884-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 104
Legal Range	26E
Legal Township	29S
Legal Section	14
Legal Subdivision	TERRANOVA PHASE II
Legal Phase	II
Legal Tract	687805
Legal Block	4
Legal Lot Number	104
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4020
Census Tract	14501

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	222 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage SH ASSET MANAGEMENT LLC
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 30, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2019	Warranty Deed, Transfer · Conventional Mortgage APPROVED MTG SOURCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	2026164008
Deed Book / Page	14069 / 2236
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 10, 2026
Property Address	222 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419
Document Number	0000164008
Book / Page	14069 / 2236
Instrument Date	Jun 23, 2026
Instrument	2026164008
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	SOUTHERN TITLE, SOUTHERN HERITAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$197,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419

Mortgage

Document Number	0000164009,
Date	Jul 10, 2026
Instrument	2026164009

Lender

Name	SH ASSET MANAGEMENT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	222 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419

Mortgage

Document Number	0000268581
Date	Nov 15, 2023
Book Page	12908/729
Instrument	2023268581

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 30, 2021
Property Address	222 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419
Document Number	0000225933
Book / Page	11869 / 731
Map Reference	MB 119 PG 42-46
Instrument Date	Aug 26, 2021
Instrument	2021225933
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 TERRANOVA BLVD, 222, WINTER HAVEN, FL 33884-3419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419

Mortgage

Document Number	0011869733
Date	Aug 30, 2021
Instrument	11869/733

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 22, 2019
Property Address	222 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419
Document Number	0110520547
Book / Page	011052 / 000547
Instrument Date	Nov 22, 2019
Instrument	249735
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 TERRANOVA BLVD WINTER HAVEN FL 338843419, WINTER HAVEN, FL 33884-3419

Mortgage

Document Number	110520550
Date	Nov 22, 2019
Book Page	011052/000550
Instrument	249737

Lender

Name	APPROVED MTG SOURCE
Type	Mortgage Company
Address	ORANGE CITY, FL 32763

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2039

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,056.00 (+2.24%) Homeowner's exemption	$260,410 (+5.21%) Land $50,000 Building $210,410	$260,410 (-0.69%) Land $50,000 Building $210,410
2024	$3,967.00 (+2.64%)
2023	$3,865.00 (+2.85%) Homeowner's exemption	$247,510 (+3%)	$262,216 (+9.12%) Land $48,000 Building $214,216
2022	$3,758.00 Homeowner's exemption	$240,301 Land $40,000 Building $200,301	$240,301 Land $40,000 Building $200,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	139.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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