222 Sophia Ter, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 222 Sophia Ter, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,783 sqft · built 2006
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individuals on Record
Last Sale	$275,000 (Oct 2005)
Tax Bill	$10,802 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`072076-0460`

Property Details

APN / Parcel Number

Primary APN	`072076-0460`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	3,783 sqft Living Area
Gross Area	4,507 sqft
1st Floor Area	2,918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	330 sqft
Deck Area	Deck Area
Patio Area	847 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	222 SOPHIA TER
City	SAINT AUGUSTINE
State	FL
Zip	32095-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	43/3-6 MARSHALL CREEK DRI UNIT SV-4 LOT 46 OR2557/144
Legal Range	29E
Legal Township	06S
Legal Section	03
Legal Subdivision	MARSHALL CREEK DRI UNIT SV-4
Legal Block	4
Legal Lot Number	46
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4028
Census Tract	20606

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	222 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2005 · Amount on Record
Deed Sale	Oct 11, 2005 · Amount on Record
Deed Document Number	200584416
Deed Book / Page	2557 / 144
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	222 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6812
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6812
Investor	Possibly a Property Investor

Mortgage

Document Number	0052410558
Date	Apr 19, 2021
Book Page	5241/558
Instrument	2021043275

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,421 (+2.7%)	$862,995 (-6.49%) Land $210,000 Building $652,995
2025	$10,802.00 (+8.48%) Homeowner's exemption	$540,819 (+2.9%)	$922,871 (+2.68%) Land $225,000 Building $697,871
2024	$9,958.00 (+2.55%) Homeowner's exemption	$525,577 (+3%)	$898,797 (-1%) Land $225,000 Building $673,797
2023	$9,710.00 (+1.68%) Homeowner's exemption	$510,269 (+3%)	$907,848 (+11.57%) Land $225,000 Building $682,848
2022	$9,550.00 Homeowner's exemption	$495,407	$813,670 Land $196,000 Building $617,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

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