Santa Cruz County property record for 222 Sand St, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,842 sqft Living Area |
| Lot Size | 4,574 sqft (0.105 acres) |
| Garage | Attached, 273 sqft |
| Last Sale | $949,000 (2017) |
| Tax Bill | $14,061.00 (2025) |
| Primary APN | 042-224-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 2,115 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 4,574 sqft (0.105 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 273 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 222 SAND ST |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4651 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BEACH CC PROPERTIES 07 |
| Legal Block | 47 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 042-224-19
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12456 LOLLY CT, SARATOGA, CA 95070-3514 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 27, 2017 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on Record |
| Deed Sale | Jun 27, 2017 · Amount on Record |
| Deed Doc Number | 201720969 |
| Prior Transfer Date | Nov 16, 2010 |
| Prior Transfer Doc | 0000050168 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 222 SAND ST, APTOS, CA 95003-4651 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA |
| Name | Verified Name |
|---|---|
| Address | 12456 LOLLY CT, SARATOGA, CA 95070-3514 |
| Document Number | 0000020575 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 2021-0020575 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 27, 2017 |
| Property Address | 222 SAND ST, APTOS, CA 95003-4651 |
| Document Number | 0000020969 |
| Map Reference | MB24 PG24 |
| Instrument Date | Jun 06, 2017 |
| Instrument | 2017-0020969 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 12456 LOLLY CT, SARATOGA, CA 95070-3514 |
| Document Number | 0000020970 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 2017-0020970 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,123,424 (+2%) Land $786,396 Building $337,028 | ||
| 2025 | $14,061.00 (+9.93%) | $1,101,396 (+4.04%) Land $770,978 Building $330,418 | |
| 2023 | $12,791.00 (+2.14%) | $1,058,628 Land $741,040 Building $317,588 | $1,134,000 |
| 2022 | $12,523.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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