222 Rivers Dr, Lake Bluff, IL 60044 Property Records

Lake County property record for 222 Rivers Dr, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,764 sqft · built 1985
Lot Size	0.286 acres (12,467 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2022)
Tax Bill	$9,479 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-207-018`

Property Details

APN / Parcel Number

Primary APN	`12-17-207-018`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	882 sqft
Upper Floors Area	882 sqft
Basement Area	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,467 sqft (0.286 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	222 RIVERS DR
City	LAKE BLUFF
State	IL
Zip	60044-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARDEN SHORE ESTATES LOT 24 BLOCK 14
Legal Subdivision	ARDEN SHORE ESTATES
Legal Block	14
Legal Lot Number	24
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	4
Census Block	4001
Census Tract	863202

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 RIVERS DR, LAKE BLUFF, IL 60044-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	20227936726
Prior Transfer Date	May 21, 2012
Prior Transfer Doc	0006857452
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 4, 2022
Property Address	222 RIVERS DR, LAKE BLUFF, IL 60044-1314
Document Number	0007936726
Map Reference	DOC 297996
Instrument Date	Sep 19, 2022
Instrument	7936726
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 RIVERS DR, LAKE BLUFF, IL 60044-1314

Mortgage

Document Number	0007936727
Date	Oct 4, 2022
Instrument	7936727

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,032 (+12.59%) Land $46,015 Building $120,017	$498,146 (+12.59%) Land $138,059 Building $360,087
2024	$9,479.00 (+16.69%)
2023	$8,123.00 (+3.57%)	$147,464 (+11.01%) Land $40,869 Building $106,595	$442,436 (+11.01%) Land $122,619 Building $319,817
2022	$7,843.00	$132,836 Land $36,815 Building $96,021	$398,548 Land $110,456 Building $288,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2007–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE CO. PW - ARDEN SHORES ESTATES serves 105 people · EPA ID IL0975050
Water Source	Purchased surface water from NORTH CHICAGO
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20