222 River Heights Dr, Ocoee, TN 37361 Property Records

Polk County property record for 222 River Heights Dr, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1971
Lot Size	0.495 acres (21,600 sqft)
Owner	Owner Name on Record
Last Sale	$235,000 (Nov 2005)
Tax Bill	$821 (2025)
Deeds & Mortgages	May 2025 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`070065G A 00600`

Property Details

APN / Parcel Number

Primary APN	`070065G A 00600`
Alternative APN	`065G A 00600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1988
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,600 sqft (0.495 acres)
Lot Dimensions	300 ft deep x 72 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	222 RIVER HEIGHTS DR
City	OCOEE
State	TN
Zip	37361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	RIVERVIEW HGTS
Legal Lot Number	8
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1013
Census Tract	950300

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	222 RIVER HEIGHTS DR, OCOEE, TN 37361
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Deed of Trust, Mortgage · Commercial Mortgage BUILTWELL BANK
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit UPFRONT HLDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2005 · Amount on Record
Deed Sale	Nov 8, 2005 · Amount on Record
Deed Document Number	000WD24157
Deed Book / Page	WD241 / 57
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	222 RIVER HEIGHTS DR, OCOEE, TN 37361
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 RIVER HEIGHTS DR, OCOEE, TN 37361

Mortgage

Document Number	0TD606/445
Date	May 5, 2025
Book Page	TD606/445
Instrument	25001038

Lender

Name	BUILTWELL BANK
Type	Bank
Address	219 WARD ST, BENTON, TN 37307

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 1, 2028

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	222 RIVER HEIGHTS DR, OCOEE, TN 37361
Document Number	0000001498
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 RIVER HEIGHTS DR OCOEE TN 37361, OCOEE, TN 37361

Mortgage

Document Number	0000001498
Date	Jul 18, 2019
Book Page	000513/000128
Instrument	1498

Lender

Name	UPFRONT HLDG LLC
Address	403 ANDREW JACKSON WAY NE, HUNTSVILLE, AL 35801-3631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 17, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$821.00	$48,575 (-) Land $12,000 Building $36,575
2024	$821.00	$48,575 (-) Land $12,000 Building $36,575
2023	$821.00 (+4.72%)	$48,575 (+55.56%) Land $12,000 Building $36,575	$194,300 (+55.56%) Land $48,000 Building $146,300
2022	$784.00	$31,225 Land $12,000 Building $19,225	$124,900 Land $48,000 Building $76,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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