222 Ringgold Rd, Fruitland, MD 21826 Property Records

Wicomico County property record for 222 Ringgold Rd, Fruitland, MD 21826

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,793 sqft · built 2021
Lot Size	0.236 acres (10,275 sqft)
Owner	2 Trust Names on File
Last Sale	$368,490 (Sep 2021)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-047449`

Property Details

APN / Parcel Number

Primary APN	`16-047449`
Alternative APN	`047449`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,793 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,275 sqft (0.236 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	047449
Street Address	222 RINGGOLD RD
City	FRUITLAND
State	MD
Zip	21826-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 16A-10,275 SQFT 222 RINGGOLD RD RESUB L15-25 ROWENS MILL
Legal Subdivision	ROWENS MILL
Legal Lot Number	16A
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	3
Census Block	3028
Census Tract	10501

Owner

222 Ringgold Rd is held in a trust since September 2021.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	222 RINGGOLD RD, FRUITLAND, MD 21826-2240
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Intrafamily Transfer, Transfer
Sep 24, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Mar 8, 2021	Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Mar 8, 2021 · Amount on File
Deed Book / Page	4946 / 450
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WICOMICO MD
Recording Date	Mar 10, 2026
Property Address	222 RINGGOLD RD, FRUITLAND, MD 21826-2240
Document Number	0056820225
Book / Page	5682 / 225
Map Reference	MB 4946 PG 450
Instrument Date	Jan 27, 2026
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	222 RINGGOLD RD, FRUITLAND, MD 21826-2240

September 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 24, 2021
Property Address	222 RINGGOLD RD, FRUITLAND, MD 21826-2240
Document Number	0049460450
Book / Page	4946 / 450
Map Reference	CAB MSB 16 FO 18
Instrument Date	Sep 16, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	BRIGHT TITLE AND SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	222 RINGGOLD RD, FRUITLAND, MD 21826-2240

Mortgage

Document Number	0049460456
Date	Sep 24, 2021
Book Page	4946/456

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 8, 2021
Property Address	222 RINGGOLD RD, FRUITLAND, MD 21826-2240
Document Number	0048040325
Book / Page	4804 / 325
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	879 S CARTER RD # 1, 1, SMYRNA, DE 19977

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	222 RINGGOLD RD, FRUITLAND, MD 21826-2240
Document Number	0042680455
Book / Page	004268 / 000455
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 E MAIN ST SALISBURY MD 218014923, SALISBURY, MD 21801-4923

Mortgage

Document Number	0042680455
Date	Dec 21, 2017
Book Page	004268/000455

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BALTIMORE, MD 21201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 222 Ringgold Rd was $2,785, down 4.4% from the year before.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Fruitland City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,100 (-) Land $45,000 Building $257,100	$302,100 (-) Land $45,000 Building $257,100
2025	$2,785.00 (-4.43%)	$302,100 Land $45,000 Building $257,100	$302,100 Land $45,000 Building $257,100
2024	$2,914.00 (+5.12%)
2023	$2,772.00	$277,933	$304,000 Land $45,000 Building $259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 222 Ringgold Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 individual policies
Nearby Flood Policies	73 units insured incl. 58 condo units
Nearby Flood Claims	4 (2016–2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Ringgold Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRUITLAND serves 5,907 people · EPA ID MD0220008
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications, Verizon.

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