Union County property record for 222 Ridge Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 2005 |
| Lot Size | 1.24 acres (54,102 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Feb 2007) |
| Tax Bill | $2,229 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-213-008W |
| Primary APN | 09-213-008W |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 54,102 sqft (1.24 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 222 RIDGE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #9 US LAND INVESTMENTS OPCI030/OPCI-341 LIFE ESTATE |
| Legal Subdivision | THE REVISED SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20206 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 222 RIDGE RD, MONROE, NC 28110-9474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 16, 2024 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| May 18, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2007 · Amount on Record |
| Deed Sale | Feb 16, 2007 · Amount on Record |
| Prior Sale | Feb 16, 2007 · Amount on Record |
| Deed Document Number | 20076921 |
| Deed Book / Page | 4460 / 876 |
| Last Transfer Date | Apr 15, 2024 |
| Transfer Doc | 0008887225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 16, 2024 |
| Property Address | 222 RIDGE RD, MONROE, NC 28110-9474 |
| Document Number | 0008887225 |
| Book / Page | 8887 / 225 |
| Map Reference | CAB L FILE 341 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 8430 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 RIDGE RD, MONROE, NC 28110-9474 |
| Name | Verified Name |
|---|---|
| Address | 222 RIDGE RD, MONROE, NC 28110-9474 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 18, 2023 |
| Property Address | 222 RIDGE RD, MONROE, NC 28110-9474 |
| Document Number | 0008710388 |
| Book / Page | 8710 / 388 |
| Instrument Date | May 17, 2023 |
| Instrument | 11713 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 RIDGE RD, MONROE, NC 28110-9474 |
| Name | Verified Name |
|---|---|
| Address | 222 RIDGE RD, MONROE, NC 28110-9474 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 222 RIDGE RD, MONROE, NC 28110-9474 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0007984789 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 7984/789 |
| Instrument | 6248 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,700 (-) Land $75,500 Building $363,200 | $438,700 (-) Land $75,500 Building $363,200 | |
| 2025 | $2,229.00 (+9.69%) | $438,700 (+44.45%) Land $75,500 Building $363,200 | $438,700 (+44.45%) Land $75,500 Building $363,200 |
| 2023 | $2,032.00 | $303,700 Land $38,300 Building $265,400 | $303,700 Land $38,300 Building $265,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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