222 Punta del Monte, Carmel Valley, CA 93924 Property Records

Monterey County property record for 222 Punta del Monte, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,922 sqft · built 1989
Lot Size	0.603 acres (26,291 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Jun 2018)
Tax Bill	$15,250 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`189-441-021-000`

Property Details

APN / Parcel Number

Primary APN	`189-441-021-000`
Alternative APN	`189-441-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,922 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	H-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	26,291 sqft (0.603 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	189-441-021
Street Address	222 PUNTA DEL MONTE
City	CARMEL VALLEY
State	CA
Zip	93924-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 15 SUR MAPS PG 167 LOT 176 .63 AC
Legal Block	1
Legal Lot Number	176
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1011
Census Tract	11002

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	222 PUNTA DEL MONTE, CARMEL VALLEY, CA 93924-9729
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Intrafamily Transfer, Transfer
Nov 10, 2022	Intrafamily Transfer, Transfer
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Prior Sale	Dec 10, 2004 · Amount on Record
Deed Document Number	201827318
Last Transfer Date	Oct 28, 2022
Transfer Doc	0000048113
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 10, 2022
Property Address	222 PUNTA DEL MONTE, CARMEL VALLEY, CA 93924-9729
Document Number	0000048112
Map Reference	VOL 15 PG 167
Instrument Date	Oct 28, 2022
Instrument	2022048112
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	222 PUNTA DEL MONTE, CARMEL VALLEY, CA 93924-9729

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 10, 2022
Property Address	222 PUNTA DEL MONTE, CARMEL VALLEY, CA 93924-9729
Document Number	0000048113
Map Reference	VOL 15 PG 167
Instrument Date	Oct 28, 2022
Instrument	2022048113
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	222 PUNTA DEL MONTE, CARMEL VALLEY, CA 93924-9729

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	222 PUNTA DEL MONTE, CARMEL VALLEY, CA 93924-9729
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 PUNTA DEL MONTE, CARMEL VALLEY, CA 93924-9729

Mortgage

Document Number	0000007372
Date	Feb 1, 2021
Instrument	2021007372

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,814 (+2%) Land $751,616 Building $710,198
2025	$15,250.00 (+2.93%)	$1,433,152 (+4.04%) Land $736,879 Building $696,273
2024	$14,816.00 (-0.28%)
2023	$14,857.00 (+3.35%)	$1,377,503 Land $708,266 Building $669,237
2022	$14,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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