222 Oak St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 222 Oak St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,056 sqft · built 2017
Lot Size	0.913 acres (39,770 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Jun 2026)
Tax Bill	$10,741 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ASHL M:003.0 B:0158 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ASHL M:003.0 B:0158 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,770 sqft (0.913 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	222 OAK ST
City	ASHLAND
State	MA
Zip	01721-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	158
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3017
Census Tract	385102

Owner

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	222 OAK ST, ASHLAND, MA 01721-3022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jun 11, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 15, 2022	Quit Claim Deed, Transfer
Apr 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK
Sep 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	202669598
Deed Book / Page	85723 / 259
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	222 OAK ST, ASHLAND, MA 01721-3022
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077646-65
Date	Apr 30, 2021
Book Page	77646/65
Instrument	97445

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 11, 2026
Property Address	222 OAK ST, ASHLAND, MA 01721-3022
Document Number	085723-259
Book / Page	85723 / 259
Instrument Date	Jun 8, 2026
Instrument	202669598
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	222 OAK ST, ASHLAND, MA 01721-3022

Mortgage

Date	Jun 11, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Mar 15, 2022
Property Address	222 OAK ST, ASHLAND, MA 01721-3022
Document Number	079825-171
Book / Page	79825 / 171
Instrument Date	Mar 4, 2022
Instrument	39215
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 OAK ST, ASHLAND, MA 01721-3022

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	222 OAK ST, ASHLAND, MA 01721-3022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74515-338
Date	Apr 22, 2020
Book Page	74515/338
Instrument	59027

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2045

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Sep 28, 2017
Property Address	222 OAK ST, ASHLAND, MA 01721-3022
Document Number	70000-562
Book / Page	070000 / 000562
Instrument Date	Sep 22, 2017
Instrument	157412
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,731.44
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 OAK ST ASHLAND MA 01721, ASHLAND, MA 01721

Mortgage

Document Number	70000-564
Date	Sep 28, 2017
Book Page	070000/000564
Instrument	157413

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,741.00 (+2.96%)	$841,100 (+6.75%) Land $271,100 Building $570,000	$914,470 (+8.83%)
2024	$10,432.00 (+6.36%)	$787,900 (+10.61%) Land $271,100 Building $516,800	$840,275
2023	$9,808.00	$712,300 Land $258,500 Building $453,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures