222 Mill St, Waterloo, WI 53594 Property Records

Jefferson County property record for 222 Mill St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2026)
Tax Bill	$3,924 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0533-008`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0533-008`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	222 MILL ST
City	WATERLOO
State	WI
Zip	53594-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 2, HELMES ADD
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Subdivision	HELMES ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2011
Census Tract	100400

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 MILL ST, WATERLOO, WI 53594-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Jan 11, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 2, 2020	Deed of Trust, Mortgage PROVISOR INC
Sep 24, 2019	Warranty Deed, Transfer PROVISOR INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jan 11, 2024 · Amount on Record
Deed Document Number	20261508897
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jun 25, 2026
Property Address	222 MILL ST, WATERLOO, WI 53594-1253
Document Number	0001508897
Instrument Date	Jun 23, 2026
Instrument	20261508897
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MILL ST, WATERLOO, WI 53594-1253

Mortgage

Document Number	0001508898,
Date	Jun 25, 2026
Instrument	20261508898

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 11, 2024
Property Address	222 MILL ST, WATERLOO, WI 53594-1253
Document Number	0001480732
Instrument Date	Jan 5, 2024
Instrument	1480732
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	KNIGHT BARRY TITLE, KNIGHT BARRY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MILL ST, WATERLOO, WI 53594-1253

Mortgage

Document Number	0001480733
Date	Jan 11, 2024
Instrument	1480733

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	222 MILL ST, WATERLOO, WI 53594-1253
Document Number	0001436511
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MILL ST WATERLOO WI 535941253, WATERLOO, WI 53594-1253

Mortgage

Document Number	0001436511
Date	Dec 9, 2020
Instrument	1436511

Lender

Name	PROVISOR INC
Address	BROOKFIELD, WI 53005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Sep 24, 2019
Property Address	222 MILL ST, WATERLOO, WI 53594-1253
Document Number	0001414659
Instrument Date	Sep 18, 2019
Instrument	1414659
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MILL ST WATERLOO WI 535941253, WATERLOO, WI 53594-1253

Mortgage

Document Number	1414660
Date	Sep 24, 2019
Instrument	1414660

Lender

Name	PROVISOR INC
Address	BROOKFIELD, WI 53005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,924.00 (+1.87%) Homeowner's exemption	$214,200 (+11.56%) Land $38,000 Building $176,200	$236,400
2023	$3,852.00 (+6.03%) Homeowner's exemption	$192,000 (-) Land $31,500 Building $160,500
2022	$3,633.00 Homeowner's exemption	$192,000 Land $31,500 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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