222 Memory Ln, Harker Heights, TX 76548 Property Records

Bell County property record for 222 Memory Ln, Harker Heights, TX 76548

Property Summary

Property TypeSingle Family Home
Details2,325 sqft · built 2006
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$304,355 (Sep 2026)
Tax Bill$4,058 (2025)
Deeds & MortgagesSep 2026 Mortgage
Mar 2023 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN0905780369

Property Details

APN / Parcel Number

Primary APN0905780369
Alternative APNs
  • 353363
  • 745030

Interior

Stories1 Story
Building Area2,325 sqft Living Area
1st Floor Area2,325 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area375 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area288 sqft

Location & Zoning

Street Address222 MEMORY LN
CityHARKER HEIGHTS
StateTX
Zip76548-7479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAVANNAH HEIGHTS, BLOCK 003, LOT 0007
Legal SubdivisionSAVANNAH HEIGHTS
Legal Block3
Legal Lot Number7
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group1
Census Block1003
Census Tract22406

Owner

Source: Bell County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Mar 10, 2023Deed of Trust, Mortgage · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Oct 19, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Oct 19, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Jul 20, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jul 11, 2022Vendor's Lien, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 9, 2020Intrafamily Transfer, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
May 16, 2018Warranty Deed, Transfer
MONTEITH ABSTRACT AND TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2026 · Amount on Record
Deed SaleSep 4, 2026 · Amount on Record
Prior SaleJul 11, 2022 · Amount on Record
Deed Document Number202645078
Prior Transfer DateOct 6, 2012
Prior Transfer Doc0000011162
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionBELL TX
Recording DateSep 4, 2026
Property Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Document Number0000045078
Instrument DateSep 3, 2026
Instrument202645078
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
InvestorPossibly a Property Investor

Mortgage

Document Number0000045079,
DateSep 4, 2026
Instrument202645079
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Transaction TypeMortgage
Record UpdatedMar 23, 2023
Title CompanyNOT AVAILABLE, NETCO INC TEXAS ACCOUNT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009942
DateMar 10, 2023
Instrument2023009942
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueAug 1, 2052

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064426
DateOct 19, 2022
Instrument2022064426
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2052

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064431
DateOct 19, 2022
Instrument2022064431
Lender
NameTEXAS DEPT OF HOUSING & CMNTY AFFAIRS
TypeGovernment Agency
AddressAUSTIN, TX 78711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyNETCO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046276
DateJul 20, 2022
Instrument2022046276
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJul 11, 2022
Property Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Document Number0000044139
Map ReferenceCAB D SL 25-D,26-A&B
Instrument DateJun 28, 2022
Instrument2022044139
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyNETCO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4391 ISLETA CT, 4391, LAS CRUCES, NM 88011-4297

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 MARRISON LANE, HARKER HEIGHTS, TX 76548

Mortgage

Document Number0000044140
DateJul 11, 2022
Instrument2022044140
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBELL TX
Recording DateNov 9, 2020
Property Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Document Number0000061694
Map ReferenceCAB D SL 25D,26A&26B
Instrument DateOct 14, 2020
Instrument2020-00061694
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479

Mortgage

Document Number0000061695
DateNov 9, 2020
Instrument2020-00061695
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateMay 16, 2018
Property Address222 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Document Number0000019860
Instrument DateMay 10, 2018
Instrument19860
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 MEMORY LN HARKER HEIGHTS TX 76548, HARKER HEIGHTS, TX 76548

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,058.00 (-7.84%)$297,106 (+0.23%) Land $50,000 Building $247,106$297,106 (+0.23%) Land $50,000 Building $247,106
2023$4,403.00 (-20.08%)$296,413 Land $38,000 Building $258,413$296,413 Land $38,000 Building $258,413
2022$5,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people · EPA ID TX0140023
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Memory Ln

Nearby Streets

Search Property Records by Address or Parcel Number