Lincoln County property record for 222 McGee Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,902 sqft · built 2021 |
| Lot Size | 3.53 acres (154,072 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,047 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3603-06-6356 |
| Primary APN | 3603-06-6356 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 154,072 sqft (3.53 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 37283 |
|---|---|
| Street Address | 222 MCGEE RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-0732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #2A ROBERT G LUTZ JR AND |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 70500 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 222 MCGEE RD, LINCOLNTON, NC 28092-0732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage EQUITY RESOURCES INC |
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Jun 1, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 22, 2021 |
| Transfer Doc | 0002998294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 222 MCGEE RD, LINCOLNTON, NC 28092-0732 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003021921 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 3021/921 |
| Instrument | 627780 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 367 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 222 MCGEE RD, LINCOLNTON, NC 28092-0732 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003158131 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 3158/131 |
| Instrument | 651100 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 10, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 222 MCGEE RD, LINCOLNTON, NC 28092-0732 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 222 MCGEE RD, LINCOLNTON, NC 28092-0732 |
| Document Number | 0003169776 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 3169/776 |
| Instrument | 653084 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 26, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,047.00 | $458,162 (-) Land $44,754 Building $413,408 | $458,162 (-) Land $44,754 Building $413,408 |
| 2025 | $3,047.00 (+5.14%) | $458,162 (+4.62%) Land $44,754 Building $413,408 | $458,162 (+4.62%) Land $44,754 Building $413,408 |
| 2023 | $2,898.00 | $437,912 Land $44,754 Building $393,158 | $437,912 Land $44,754 Building $393,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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