Harnett County property record for 222 Falling Water Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,951 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Oct 2025) |
| Tax Bill | $2,926 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500052578 |
| Primary APN | 1500052578 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,951 sqft Heated Area |
| 1st Floor Area | 1,516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 596 sqft |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 357 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500075120 |
|---|---|
| Street Address | 222 FALLING WATER RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-7052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#292 ANDERSON CREEK PH 2 MAP#2004-812 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Phase | 2 |
| Legal Lot Number | 292 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 71204 |
222 Falling Water Rd is owned by two individuals who bought it in October 2025.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 DUTCH LOOP, FORT BRAGG, NC 28307-6155 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 29, 2022 | Deed of Trust, Mortgage · ARM FLAGSTAR BANK FSB |
| Oct 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| May 31, 2019 | Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on File |
| Deed Sale | Oct 15, 2025 · Amount on File |
| Prior Sale | Oct 25, 2022 · Amount on File |
| Deed Document Number | 202519539 |
| Deed Book / Page | 4308 / 1172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 15, 2025 |
| Property Address | 222 FALLING WATER RD, SPRING LAKE, NC 28390-7052 |
| Document Number | 0000019539 |
| Book / Page | 4308 / 1172 |
| Map Reference | MB 2004 PG 812 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025019539 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 BLUESTEM DR, ELGIN, SC 29045-2103 |
| Name | Verified Name |
|---|---|
| Address | 12 DUTCH LOOP, FORT BRAGG, NC 28307-6155 |
| Document Number | 0000019540 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 4308/1174 |
| Instrument | 2025019540 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | 600 LYNNHAVEN PKWY STE 203, VIRGINIA BEACH, VA 23452 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 222 FALLING WATER RD, SPRING LAKE, NC 28390-7052 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000114116 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 4175/230 |
| Instrument | 2022114116 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | SPRING LAKE, NC 28390 |
| Type | ARM |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 25, 2022 |
| Property Address | 222 FALLING WATER RD, SPRING LAKE, NC 28390-7052 |
| Document Number | 0000112139 |
| Book / Page | 4171 / 1640 |
| Map Reference | MB 2004 PG 812 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022112139 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 829 MORAINE DR, 829, YOUNGSTOWN, OH 44509-1935 |
| Name | Verified Name |
|---|---|
| Address | 222 FALLING WATER RD, SPRING LAKE, NC 28390-7052 |
| Document Number | 0000112140 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022112140 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 31, 2019 |
| Property Address | 222 FALLING WATER RD, SPRING LAKE, NC 28390-7052 |
| Document Number | 0000007187 |
| Book / Page | 3702 / 0444 |
| Map Reference | MB 2004 PG 812 |
| Instrument Date | May 22, 2019 |
| Instrument | 2019007187 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $616.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 CARSON LN, 100, OAK RIDGE, TN 37830-7626 |
| Name | Verified Name |
|---|---|
| Address | 222 FALLING WATER RD, SPRING LAKE, NC 28390-7052 |
| Document Number | 0000007188 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019007188 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 222 Falling Water Rd was $2,926, up 34.4% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,926.00 (+34.41%) | $428,924 (+43.69%) | $428,924 (+43.69%) Land $55,550 Building $373,374 |
| 2025 | $2,177.00 | $298,508 | $298,508 Land $58,190 Building $240,318 |
| 2023 | $2,177.00 | $298,508 | $298,508 Land $58,190 Building $240,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 222 Falling Water Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 222 Falling Water Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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