Polk County property record for 222 Escambia Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,946 sqft · built 1997 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Feb 2021) |
| Tax Bill | $618 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-662000-002491 |
| Primary APN | 26-28-34-662000-002491 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 2,406 sqft |
| 1st Floor Area | 1,946 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 316 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|
| Street Address | 222 ESCAMBIA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 249 E 15 FT & ALL 250 & W 5 FT OF 251 ALSO KNOWN AS LOT 208 OF UNRE VALENCIA WOOD PHASE II |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Phase | II |
| Legal Tract | 662000 |
| Legal Block | 2 |
| Legal Lot Number | 249 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 13902 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 222 ESCAMBIA DR, WINTER HAVEN, FL 33884-1468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Nov 12, 2021 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Feb 5, 2021 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Jul 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 1, 2018 | Warranty Deed, Transfer · FHA Mortgage RP FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Prior Sale | Aug 1, 2018 · Amount on Record |
| Deed Document Number | 202130717 |
| Deed Book / Page | 11569 / 1448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 222 ESCAMBIA DR, WINTER HAVEN, FL 33884-1468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 222 ESCARNBIA DRIVE, WINTER HAVEN, FL 33884 |
| Document Number | 0000020410 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 13859/568 |
| Instrument | 2026020410 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 222 ESCAMBIA DR, WINTER HAVEN, FL 33884-1468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 222 ESCAMBIA DR, WINTER HAVEN, FL 33884-1468 |
| Document Number | 0000295442 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 11979/1276 |
| Instrument | 2021295442 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 5, 2021 |
| Property Address | 222 ESCAMBIA DR, WINTER HAVEN, FL 33884-1468 |
| Document Number | 0000030717 |
| Book / Page | 11569 / 1448 |
| Map Reference | MB 17 PG 49,49A&49B |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021030717 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6039 CYPRESS GARDENS BLVD # BLVD563, BLVD563, WINTER HAVEN, FL 33884-4115 |
| Name | Verified Name |
|---|---|
| Address | 222 ESCAMBIA DR, WINTER HAVEN, FL 33884-1468 |
| Document Number | 0115691450 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 11569/1450 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 222 ESCAMBIA DR, WINTER HAVEN, FL 33884-1468 |
| Document Number | 0109170094 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 222 ESCAMBIA DR WINTER HAVEN FL 338841468, WINTER HAVEN, FL 33884-1468 |
| Document Number | 0109170094 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 010917/000094 |
| Instrument | 154541 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 1, 2018 |
| Property Address | 222 ESCAMBIA DR, WINTER HAVEN, FL 33884-1468 |
| Document Number | 0105680060 |
| Book / Page | 010568 / 000060 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 164105 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | UNITED TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 222 ESCAMBIA DR WINTER HAVEN FL 338841468, WINTER HAVEN, FL 33884-1468 |
| Document Number | 105680062 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 010568/000062 |
| Instrument | 164106 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,472 (+2.7%) | $312,076 (+3.9%) Land $48,003 Building $264,073 | |
| 2025 | $300,362 (-1.4%) Land $45,603 Building $254,759 | $300,362 (-6.2%) Land $45,603 Building $254,759 | |
| 2024 | $618.00 (+30.38%) | ||
| 2023 | $474.00 (-4.44%) Homeowner's exemption | $304,636 (+3%) | $320,216 (+8.27%) Land $44,403 Building $275,813 |
| 2022 | $496.00 Homeowner's exemption | $295,763 Land $37,202 Building $258,561 | $295,763 Land $37,202 Building $258,561 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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