222 Enchanted Oaks Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 222 Enchanted Oaks Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	1.07 acres (46,756 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Jul 2022)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-042`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-042`
Alternative APNs	`2420000042 00590892` `00590892`

Exterior

Lot Area	46,756 sqft (1.07 acres)

Location & Zoning

Street Address	222 ENCHANTED OAKS DR
City	WATERLOO
State	SC
Zip	29384-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 CHEROKEE RIDGE
Legal Subdivision	CHEROKEE RIDGE SUBDIVISION
Legal Phase	1
Legal Lot Number	11
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3013
Census Tract	920202

Owner

222 Enchanted Oaks Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Laurens County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	222 ENCHANTED OAKS DR, WATERLOO, SC 29384-3619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 7, 2020	Loan Modification, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Jan 21, 2015 · Amount on File
Deed Document Number	20226501
Deed Book / Page	1665 / 118
Prior Transfer Date	Oct 11, 2007
Prior Transfer Doc	0008550080
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Jul 12, 2022
Property Address	222 ENCHANTED OAKS DR, WATERLOO, SC 29384-3619
Document Number	0D16650118
Book / Page	D1665 / 118
Map Reference	MB A-15 PG 10
Instrument Date	Jun 20, 2022
Instrument	2022006501
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.40
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 ENCHANTED OAKS DR, WATERLOO, SC 29384-3619
Investor	Possibly a Property Investor

Mortgage

Document Number	2022006502
Date	Jul 12, 2022
Instrument	2022006502

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAURENS SC
Property Address	222 ENCHANTED OAKS DR, WATERLOO, SC 29384-3619
Document Number	0025920301
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 ENCHANTED OAKS DR WATERLOO SC 293843619, WATERLOO, SC 29384-3619

Mortgage

Document Number	0025920301
Date	Jun 12, 2020
Book Page	002592/000301
Instrument	4259

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 222 Enchanted Oaks Dr was $1,172 with a homeowner's exemption, up 4.5% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00 (+4.55%) Homeowner's exemption	$6,700 (-) Land $500 Building $6,200
2024	$1,121.00 (+44.09%) Homeowner's exemption	$6,700 (-) Land $500 Building $6,200
2023	$778.00 (-28.1%)	$6,700 (+116.13%) Land $500 Building $6,200	$167,500 (+217.54%) Land $12,500 Building $155,000
2022	$1,082.00	$3,100 Land $270 Building $2,830	$52,750 (-68.51%) Land $4,750 Building $48,000
2021			$167,500 Land $12,500 Building $155,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 222 Enchanted Oaks Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Enchanted Oaks Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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