222 Elberta Ave, Palisade, CO 81526 Property Records

Mesa County property record for 222 Elberta Ave, Palisade, CO 81526

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 2,753 sqft · built 2021
Lot Size0.28 acres (12,195 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Apr 2021)
Tax Bill$3,775 (2025)
Deeds & MortgagesJul 2022 Mortgage
Aug 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN2937-081-15-002

Property Details

APN / Parcel Number

Primary APN2937-081-15-002
Alternative APN
  • R023801

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,753 sqft Living Area
Gross Area3,297 sqft
1st Floor Area1,729 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleBi-Level
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,195 sqft (0.28 acres)
Garage TypeAttached
Garage Area545 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR023801
Street Address222 ELBERTA AVE
CityPALISADE
StateCO
Zip81526-8737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 FRY SUBDIVISION SEC 8 11S 98W - 0.28AC
Legal SubdivisionFRY SUBDIVISION
Legal Block15
Legal Lot Number2
JurisdictionMESA CO
Township / Civil DivisionCLIFTON
Census Block Group4
Census Block4014
Census Tract1702

Owner

222 Elberta Ave is owned and occupied by two individuals who bought it in April 2021.

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address222 ELBERTA AVE, PALISADE, CO 81526-8737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Aug 25, 2021Deed of Trust, Mortgage · Construction Mortgage
ALPINE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2021 · Amount on File
Deed SaleApr 8, 2021 · Amount on File
Prior SaleMay 13, 2016 · Amount on File
Deed Document Number20212975388
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address222 ELBERTA AVE, PALISADE, CO 81526-8737
Transaction TypeMortgage
Record UpdatedAug 4, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 ELBERTA AVE, PALISADE, CO 81526-8737
InvestorPossibly a Property Investor

Mortgage

Document Number0003037135
DateJul 8, 2022
Instrument3037135
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.12%
IndexOther
Max Rate9.12%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address222 ELBERTA AVE, PALISADE, CO 81526-8737
Transaction TypeMortgage
Record UpdatedAug 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0002996565
DateAug 25, 2021
Instrument2996565
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 222 Elberta Ave was $3,775, up 19% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityPalisade Town
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,775.00 (+18.97%)$44,750 (+17.73%) Land $8,750 Building $36,000$715,920 Land $140,000 Building $575,920
2024$3,173.00 (+1.5%)$38,010 (-) Land $8,550 Building $29,460
2023$3,126.00 (+116.33%)$38,010 (+126.52%) Land $8,550 Building $29,460$567,390 Land $127,630 Building $439,760
2022$1,445.00$16,780 Land $3,820 Building $12,960
2021$241,520 Land $55,000 Building $186,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 222 Elberta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Elberta Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PALISADE
serves 3,060 people · EPA ID CO0139600
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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