222 Earnhardt St, Spencer, NC 28159 Property Records

Rowan County property record for 222 Earnhardt St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1925
Lot Size	0.4 acres (17,500 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Jun 2018)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035 042`

Property Details

APN / Parcel Number

Primary APN	`035 042`
Alternative APN	`6349832`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	17,500 sqft (0.4 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Porch	Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	222 EARNHARDT ST
City	SPENCER
State	NC
Zip	28159-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	L15-18 & PT 22 NEWTON HEIGHTS
Legal Subdivision	THE NEWTON HEIGHTS ADDITION
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2001
Census Tract	50700

Owner

Source: Rowan County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	222 EARNHARDT ST, SPENCER, NC 28159-2402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 24, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 20, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Jun 13, 2003 · Amount on Record
Deed Book / Page	1311 / 255
Last Transfer Date	Dec 12, 2024
Transfer Doc	0014680172
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	222 EARNHARDT ST, SPENCER, NC 28159-2402
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013830382
Date	Sep 3, 2021
Book Page	1383/382

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	222 EARNHARDT ST, SPENCER, NC 28159-2402
Document Number	0013340006
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 EARNHARDT ST SPENCER NC 281592402, SPENCER, NC 28159-2402

Mortgage

Document Number	0013340006
Date	Sep 5, 2019
Book Page	001334/000006

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 20, 2018
Property Address	222 EARNHARDT ST, SPENCER, NC 28159-2402
Document Number	0013110255
Book / Page	1311 / 0255
Map Reference	PG 144
Instrument Date	Jun 13, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 NOTTINGHAM DR, 321, LINWOOD, NC 27299-9049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 EARNHARDT ST, SPENCER, NC 28159-2402

Mortgage

Document Number	13110256
Date	Jun 20, 2018
Instrument	1311/0256

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,363.00	$209,147 (-) Land $27,125 Building $182,022
2023	$2,363.00	$209,147 Land $27,125 Building $182,022	$209,147 Land $27,125 Building $182,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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