222 Delaware St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 222 Delaware St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,474 sqft · built 1960
Lot Size	0.245 acres (10,650 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Dec 2023)
Tax Bill	$18,304 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-05711-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`20-05711-0000-00016`
Alternative APNs	`2000567000000004` `200571100016`

Interior

Stories	2 Stories
Building Area	2,474 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,650 sqft (0.245 acres)
Lot Dimensions	142 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	2000567000000004
Street Address	222 DELAWARE ST
City	WESTFIELD
State	NJ
Zip	07090-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FLORAL GARDENS
Legal Block	5711
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5010
Census Tract	36800

Owner

222 Delaware St is owned and occupied by two individuals who bought it in December 2023.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	222 DELAWARE ST, WESTFIELD, NJ 07090-1721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS
Dec 14, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	202334422
Deed Book / Page	6531 / 2342
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 19, 2026
Property Address	222 DELAWARE ST, WESTFIELD, NJ 07090-1721
Document Number	0000092629
Book / Page	15803 / 2066
Instrument Date	Apr 16, 2026
Instrument	202692629
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 DELAWARE ST, WESTFIELD, NJ 07090-1721

Mortgage

Document Number	0000092629,
Date	May 19, 2026
Book Page	15803/2066
Instrument	202692629

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Dec 14, 2023
Property Address	222 DELAWARE ST, WESTFIELD, NJ 07090-1721
Document Number	0065312342
Book / Page	6531 / 2342
Instrument Date	Nov 19, 2023
Instrument	34422
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 DELAWARE ST, WESTFIELD, NJ 07090-1721

Mortgage

Document Number	0000059341
Date	Dec 14, 2023
Instrument	59341

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	222 DELAWARE ST, WESTFIELD, NJ 07090-1721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148322497
Date	Dec 8, 2020
Book Page	14832/2497
Instrument	705399

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 222 Delaware St was $18,304, up 28.9% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,600 (-) Land $447,600 Building $351,000	$798,600 (-) Land $447,600 Building $351,000
2025	$18,304.00 (+28.93%)	$798,600 Land $447,600 Building $351,000	$798,600 Land $447,600 Building $351,000
2024	$14,197.00
2023		$630,400 (-) Land $447,600 Building $182,800	$630,400 (-) Land $447,600 Building $182,800
2022	$13,616.00	$630,400 Land $447,600 Building $182,800	$630,400 Land $447,600 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 222 Delaware St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1993–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Delaware St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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