222 Cotter Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 222 Cotter Ave, Neptune, NJ 07753

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,708 sqft · built 1974
Lot Size0.226 acres (9,840 sqft)
Owner2 Individual Names on Record
Last Sale$117,000 (May 1992)
Tax Bill$9,824 (2025)
Deeds & MortgagesApr 2018 Line of Credit
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN35-01701-0000-00002

Property Details

APN / Parcel Number

Primary APN35-01701-0000-00002
Alternative APNs
  • 3503038000000004
  • 00085195

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,708 sqft Living Area
1st Floor Area972 sqft
Upper Floors Area1,120 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area9,840 sqft (0.226 acres)
Lot Dimensions80 ft deep x 123 ft wide
Garage TypeBuilt-in
Garage Area384 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area512 sqft
Patio Area552 sqft
Shed1 Shed
Shed Area121 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number00085195
Street Address222 COTTER AVE
CityNEPTUNE
StateNJ
Zip07753-3759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block1701
Legal Lot Number2
JurisdictionMONMOUTH NJ
Township / Civil DivisionNEPTUNE
Census Block Group2
Census Block2013
Census Tract807800

Owner

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address222 COTTER AVE, NEPTUNE, NJ 07753-3759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA/IL
May 8, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 1992 · Amount on Record
Deed SaleMay 8, 1992 · Amount on Record
Deed Book / Page5138 / 797
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address222 COTTER AVE, NEPTUNE, NJ 07753-3759
Document Number0000043082
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 29, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 COTTER AVE NEPTUNE NJ 077533759, NEPTUNE, NJ 07753-3759

Mortgage

Document Number0000043082
DateMay 2, 2018
Book Page009285/002796
Instrument43082
Lender
NameBANK OF AMERICA/IL
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address222 COTTER AVE, NEPTUNE, NJ 07753-3759
Document Number0000058611
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 COTTER AVE NEPTUNE NJ 077533759, NEPTUNE, NJ 07753-3759

Mortgage

Document Number0000058611
DateJun 20, 2017
Book Page009231/008619
Instrument58611
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionNeptune Township
Unified School DistrictNeptune Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$549,300 (+2.88%) Land $324,100 Building $225,200$549,300 (+2.88%) Land $324,100 Building $225,200
2025$9,824.00 (+13.81%)$533,900 (+22.37%) Land $268,800 Building $265,100$533,900 (+22.37%) Land $268,800 Building $265,100
2024$8,632.00 (+16.6%)
2023$436,300 Land $180,000 Building $256,300$436,300 Land $180,000 Building $256,300
2022$7,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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