222 Clay St, Suffolk, VA 23434 Property Records

Suffolk City property record for 222 Clay St, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,360 sqft · built 1940
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$440,000 (Aug 2026)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more
APN	`34G18(A)*39`

Property Details

APN / Parcel Number

Primary APN	`34G18(A)*39`
Alternative APN	`352054000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,360 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Hip
Roof Material	Slate
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	352054000
Street Address	222 CLAY ST
City	SUFFOLK
State	VA
Zip	23434-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM
Legal Description	L.39,222 CLAY ST
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1003
Census Tract	65302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Suffolk Historic District listed 1987 · 233 contributing resources · NRIS 87000631

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

222 Clay St is owned by a company that bought it in August 2026.

Source: Suffolk City records, as of September 24, 2026

Owner of Record	Company Name on File
Mailing Address	9100 CEDAR CREST LN, SUFFOLK, VA 23436-1204
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING
Aug 31, 2026	Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING
Sep 22, 2021	Warranty Deed, Transfer · Line of Credit TOWNEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Sep 22, 2021 · Amount on File
Deed Document Number	202610878
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 31, 2026
Property Address	222 CLAY ST, SUFFOLK, VA 23434-5207
Document Number	0000010879
Instrument Date	Aug 27, 2026
Instrument	202610879
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000010879,
Date	Aug 31, 2026
Instrument	202610879

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 31, 2026
Property Address	222 CLAY ST, SUFFOLK, VA 23434-5207
Document Number	0000010878
Instrument Date	Aug 27, 2026
Instrument	202610878
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	FORTIS TITLE LLC, FORTIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9100 CEDAR CREST LN, SUFFOLK, VA 23436-1204

Mortgage

Document Number	0000010879,
Date	Aug 31, 2026
Instrument	202610879

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Sep 22, 2021
Property Address	222 CLAY ST, SUFFOLK, VA 23434-5207
Document Number	210017201
Instrument Date	Sep 14, 2021
Instrument	210017201
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 BAYLOR CT # B3, B3, CHESAPEAKE, VA 23320-3675

Mortgage

Document Number	210017202
Date	Sep 22, 2021
Instrument	210017202

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 222 Clay St was $3,455, up 4.6% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$255,800 (+3.31%) Land $47,700 Building $208,100
2025	$3,455.00 (+4.63%)	$255,800 (+3.31%) Land $47,700 Building $208,100	$247,600 Land $47,700 Building $199,900
2024	$3,302.00 (+16.68%)	$247,600 (+4.52%) Land $47,700 Building $199,900
2023	$2,830.00	$236,900 Land $45,400 Building $191,500	$236,900 Land $45,400 Building $191,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 222 Clay St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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