222 Chimney Oak Dr, Joppa, MD 21085 Property Records

Harford County property record for 222 Chimney Oak Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,848 sqft · built 2007
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Mar 2018)
Tax Bill	$3,861 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-146157`

Property Details

APN / Parcel Number

Primary APN	`01-146157`
Alternative APNs	`1146157` `146157`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Total Area
Basement Area	448 sqft
Finished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	146157
Street Address	222 CHIMNEY OAK DR
City	JOPPA
State	MD
Zip	21085-4728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 54 75/75X100 AVG 222 CHIMNEY OAK DRIVE BRITTANY QTR S1 P 38/79
Legal Subdivision	BRITTANY QUARTER 2 SEC 1
Legal Lot Number	54
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2003
Census Tract	301402

Owner

222 Chimney Oak Dr is owned and occupied by two individuals who acquired it in October 2020.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	222 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2018	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Prior Sale	May 19, 2011 · Amount on File
Deed Book / Page	12733 / 256
Last Transfer Date	Oct 28, 2020
Transfer Doc	0146650270
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Apr 15, 2021
Property Address	222 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Document Number	0146650270
Book / Page	14665 / 270
Map Reference	MB HDC38 PL 79
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITLE FORWARD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Investor	Possibly a Property Investor

Mortgage

Document Number	0014665275
Date	Apr 15, 2021
Instrument	14665/275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 6, 2018
Property Address	222 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Document Number	0127330256
Book / Page	12733 / 0256
Map Reference	PL79
Instrument Date	Dec 19, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	DULANEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,840.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 CHIMNEY OAK DR, JOPPA, MD 21085-4728

Mortgage

Document Number	0012733264
Date	Mar 6, 2018
Instrument	12733/264

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 222 Chimney Oak Dr was $3,861 with a homeowner's exemption, up 12.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,861.00 (+12.5%) Homeowner's exemption	$354,300 (+5.89%)	$374,000 (-) Land $69,100 Building $304,900
2025	$3,432.00 Homeowner's exemption	$334,600	$374,000 Land $69,100 Building $304,900
2023		$300,667	$314,900 Land $69,100 Building $245,800
2022	$3,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 222 Chimney Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Chimney Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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