222 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 222 Central St, Saugus, MA 01906 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail > Commercial Building, Warehouse, Mail Order, Show Room (Non-Auto)
Bathrooms	2 Baths
Year Built	Built 1789
Square Footage	38,419 sqft Total Area
Lot Size	179,467 sqft (4.12 acres)
Last Sale	$5,300,000 (2020)
Tax Bill	$61,918.00 (2025)

Owner

Source: Essex County and Saugus Town records · APN SAUG M:010-F B:0002 L:0022

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 320099, ALEXANDRIA, VA 22320-4099
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2022	Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA
Nov 01, 2019	Deed of Trust, Mortgage · Stand Alone Refinance CENTURY BANK & TRUST
Sep 23, 2020	Quit Claim Deed, Transfer JP MORGAN CHASE BK
Sep 23, 2020	Quit Claim Arm's Length for NE States, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Doc Number	20206010
Deed Book / Page	38972 / 286
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	222 CENTRAL ST, SAUGUS, MA 01906-2107
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041227-517
Date	Oct 04, 2022
Book Page	41227/517
Instrument	20221004000430

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	222 CENTRAL ST, SAUGUS, MA 01906-2107
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37992-265
Date	Nov 01, 2019
Book Page	37992/265
Instrument	20191101003340

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 23, 2020
Property Address	222 CENTRAL ST, SAUGUS, MA 01906-2107
Document Number	38972-295
Book / Page	038972 / 000295
Instrument Date	Sep 16, 2020
Instrument	616609
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$24,168.00
Amount Accuracy	Confirmed
Additional	Quitclaim Document Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	FLATBUSH AVE #3C BROOKLYN NY 11217, 3C, BROOKLYN, NY 11217

Mortgage

Document Number	38972-295
Date	Sep 23, 2020
Book Page	038972/000295
Instrument	23006030

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Amount	Amount Recorded

September 2020: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	SAUGUS MA
Recording Date	Sep 23, 2020
Property Address	222 CENTRAL ST, SAUGUS, MA 01906-2107
Document Number	38972-286
Book / Page	38972 / 286
Instrument Date	Sep 16, 2020
Instrument	20200923006010
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FLATBUSH AVE #3C # 3C, 3C, BROOKLYN, NY 11217-1101

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$61,918.00 (+3.36%)	$2,819,600 (+3.78%) Land $621,300 Building $2,198,300
2024	$59,908.00 (+0.34%)	$2,716,900 (+6.21%) Land $602,700 Building $2,114,200
2023	$59,706.00	$2,558,100 Land $556,100 Building $2,002,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-F B:0002 L:0022`
Alternative APNs	`M:010=F B:0002 L:0022` `4313027`

Interior

Full Baths	2 Baths
Partial Baths	4 Partial Baths
Units	5 Units
Building Area	38,419 sqft Total Area
Gross Area	48,779 sqft Gross Area
Basement Area	6,433 sqft Basement
Unfinished Basement	6,025 sqft Unfinished
Stories	4 Stories

Exterior

Year Built	Built 1789
Effective Year Built	Effective 1789
Exterior Material	Brick Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	179,467 sqft (4.12 acres)

Utilities and HVAC

Heating System	Space Heating

Location & Zoning

Account Number	4313027
Street Address	222 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-2107
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Commercial Building, Warehouse, Mail Order, Show Room (Non-Auto)
Legal Subdivision	PLAN 38982-A
Legal Block	2
Legal Lot Number	22
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	3
Census Block	3027
Census Tract	208302

222 Central St, Saugus, MA 01906 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Central St

Nearby Streets

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