222 7th St NW, Winter Haven, FL 33881 Property Records

Polk County property record for 222 7th St NW, Winter Haven, FL 33881

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 4,288 sqft · built 1915
Lot Size	0.507 acres (22,089 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Jan 2025)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-29-628000-000090`

Property Details

APN / Parcel Number

Primary APN	`26-28-29-628000-000090`
Alternative APNs	`292826628000000090` `92826000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	4 Units
Stories	2 Stories
Building Area	4,068 sqft Living Area
1st Floor Area	3,563 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1971
Architectural Style	Duplex Single
Roof Material	Other
Lot Area	22,089 sqft (0.507 acres)
Lot Dimensions	133 ft deep x 164 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Porch	Screened Porch
Shed	1 Shed
Total Buildings	2 Buildings

Location & Zoning

Street Address	222 7TH ST NW
City	WINTER HAVEN
State	FL
Zip	33881-4608
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GIFFORDS SURVEY PB 2 PG 30 LOTS 9 THRU 11 & THAT PART OF CLOSED ALLEY LYING E OF SAME & THAT PART OF PLATTED BALL TENNIS GROUND BEING MORE PART DESC AS FOLL: BEG 3.33 FT W OF SE COR OF LOT 9 RUN NELY ALONG CURVE TO PT OF REVERSE CURVE CONT ALONG CURV
Legal Subdivision	GIFFORDS SURVEY
Legal Tract	628000
Legal Block	2
Legal Lot Number	9-11
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2007
Census Tract	13701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pope Avenue Historic District listed 2001 · 29 contributing resources · NRIS 01001337

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	650 POPE AVE NW, WINTER HAVEN, FL 33881-4665
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 23, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Feb 20, 1996 · Amount on Record
Deed Document Number	20259248
Deed Book / Page	13399 / 2261
Prior Transfer Date	Sep 23, 2016
Prior Transfer Doc	0000178361
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	222 7TH ST NW, WINTER HAVEN, FL 33881-4608
Document Number	0112041870
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 7TH ST NW WINTER HAVEN FL 338814608, WINTER HAVEN, FL 33881-4608

Mortgage

Document Number	0112041870
Date	Apr 14, 2020
Book Page	011204/001870
Instrument	78205

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	222 7TH ST NW, WINTER HAVEN, FL 33881-4608
Document Number	0105950868
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 7TH ST NW WINTER HAVEN FL 338814608, WINTER HAVEN, FL 33881-4608

Mortgage

Document Number	0105950868
Date	Aug 28, 2018
Book Page	010595/000868
Instrument	183627

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,432 (+133%) Land $50,000 Building $81,343	$432,432 (-) Land $50,000 Building $81,343
2025	$4,089.00 (+13.36%)	$185,592 (+19.59%)	$432,432 (+174.57%) Land $50,000 Building $96,910
2024	$3,607.00 (+44.22%)
2023	$2,501.00 (+9.74%) Homeowner's exemption	$155,188 (+9.06%)	$157,494 (+10.68%) Land $48,000 Building $109,494
2022	$2,279.00 Homeowner's exemption	$142,298 Land $40,000 Building $102,298	$142,298 Land $40,000 Building $102,298

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on 7th St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures