22197 Dover Bridge Rd, Preston, MD 21655 Property Records

Caroline County property record for 22197 Dover Bridge Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,620 sqft · built 1947
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Feb 2005)
Tax Bill	$2,478 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-012062`

Property Details

APN / Parcel Number

Primary APN	`04-012062`
Alternative APNs	`4012062` `012062`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,620 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Shed	1 Shed
Shed Area	292 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	012062
Street Address	22197 DOVER BRIDGE RD
City	PRESTON
State	MD
Zip	21655-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Description	1 AC S/S R-331 E OF BETHLEHEM
Legal Subdivision	BETHLEHEM
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	3
Census Block	3000
Census Tract	955500

Owner

22197 Dover Bridge Rd is owned by an individual who bought it in February 2005.

Source: Caroline County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23246 GILPIN POINT RD, PRESTON, MD 21655-1810
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2005 · Amount on File
Deed Sale	Feb 11, 2005 · Amount on File
Prior Sale	Jan 7, 2002
Deed Document Number	200550139
Deed Book / Page	588 / 77
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	22197 DOVER BRIDGE RD, PRESTON, MD 21655-2204
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015080389
Date	Jul 15, 2021
Book Page	1508/389

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 22197 Dover Bridge Rd was $2,478, up 5.1% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,478.00 (+5.09%)	$225,600 Land $60,000 Building $165,600	$225,600 Land $60,000 Building $165,600
2025	$2,358.00
2023	$1,967.00	$180,200 Land $60,000 Building $120,200	$180,200 Land $60,000 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22197 Dover Bridge Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2003–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22197 Dover Bridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20