Ray County property record for 22196 Palmer Rd, Polo, MO 64671
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,624 sqft · built 1978 |
| Lot Size | 36 acres (1,568,160 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,837 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-18-00-000-001.000 |
| Primary APN | 03-04-18-00-000-001.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Attic | Attic |
| Attic Area | 504 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,568,160 sqft (36 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 144 sqft |
| Utility Building | 1,728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 22196 PALMER RD |
|---|---|
| City | POLO |
| State | MO |
| Zip | 64671-8668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE1/4 NE1/4 EX ALL LOT 1 BOZARTH ACRES S/D BEG AT THE NE COR OF NE1/4 TH:S 365' NW 321.18' SW 230.8' N 365' TH:E 500' TO POB |
| Legal Range | 28 |
| Legal Township | 54 |
| Legal Section | 18 |
| Legal Subdivision | BOZARTH ACRES SUB |
| Legal Lot Number | 1 |
| Jurisdiction | RAY MO |
| Township / Civil Division | KNOXVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 80002 |
22196 Palmer Rd is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22196 PALMER RD, POLO, MO 64671-8668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 22196 Palmer Rd was $1,837, up 1.5% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Polo R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,470 (-) | $162,510 (-) | |
| 2025 | $1,837.00 (+1.55%) | $30,470 (+8.98%) Land $1,330 Building $29,140 | $162,510 Land $9,160 Building $153,350 |
| 2024 | $1,809.00 | $27,960 Land $1,330 Building $26,630 | |
| 2023 | $149,300 Land $9,160 Building $140,140 | ||
| 2022 | $1,640.00 | $25,680 Land $1,270 Building $24,410 | |
| 2021 | $137,320 Land $8,860 Building $128,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22196 Palmer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 22196 Palmer Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 87% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY PWSD 3 serves 1,970 people · EPA ID MO1024512 |
|---|---|
| Water Source | Purchased groundwater from RAY COUNTY CONS PWSD 2 |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Green Hills Technologies DSL | 25 / 3 |
5G and 4G LTE (outdoors only)
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