22191 Seashore Cir, Estero, FL 33928 Property Records

Lee County property record for 22191 Seashore Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,551 sqft · built 1998
Lot Size	0.181 acres (7,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,800 (Oct 1998)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-47-25-E1-08000.0520`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E1-08000.0520`
Alternative APNs	`250447E1080000520` `04472508000000520` `10277087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,551 sqft Living Area
Gross Area	3,183 sqft
1st Floor Area	1,601 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	7,897 sqft (0.181 acres)
Garage Type	Attached
Garage Area	411 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Florida Room
Porch Area	221 sqft
Patio Area	614 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10277087
Street Address	22191 SEASHORE CIR
City	ESTERO
State	FL
Zip	33928-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	TR MN FOUNTAIN LAKES S/D PB 52 PGS 94-100 LOT 52
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	FOUNTAIN LAKES S/D
Legal Tract	MN
Legal Block	3
Legal Lot Number	52
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3001
Census Tract	50320

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22191 SEASHORE CIR, ESTERO, FL 33928-4308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 24, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 1998 · Amount on Record
Deed Sale	Oct 27, 1998 · Amount on Record
Deed Book / Page	3028 / 3764
Last Transfer Date	Feb 28, 2012
Transfer Doc	0000044207
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22191 SEASHORE CIR, ESTERO, FL 33928-4308
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245922
Date	Jul 19, 2023
Instrument	2023000245922

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22191 SEASHORE CIR, ESTERO, FL 33928-4308
Document Number	0000004811
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	22191 SEASHORE CIR ESTERO FL 339284308, ESTERO, FL 33928-4308

Mortgage

Document Number	0000004811
Date	Jan 8, 2020
Instrument	4811

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,176 (+2.7%)	$388,729 (-9.4%) Land $70,592 Building $318,137
2025	$2,368.00 (+8.42%) Homeowner's exemption	$193,940 (+5.99%)	$429,040 (+5.89%) Land $82,365 Building $346,675
2023	$2,184.00 (-2.67%) Homeowner's exemption	$182,984 (+3%)	$405,183 (+22.06%) Land $167,212 Building $237,971
2022	$2,244.00 Homeowner's exemption	$177,654	$331,954 Land $190,540 Building $141,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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