2219 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2219 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,185 sqft · built 1995
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on Record
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04307-002-028-000`

Property Details

APN / Parcel Number

Primary APN	`R04307-002-028-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	1,185 sqft
Basement Area	1,185 sqft
Finished Basement	1,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	15,594 sqft (0.358 acres)
Terrain	Low
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Patio Area	120 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2219 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-7786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 187 SECTION 8 MEADOWBROOK
Legal Subdivision	MEADOWBROOK
Legal Block	2
Legal Lot Number	187
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	3
Census Block	3001
Census Tract	11611

Owner

Source: New Hanover County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2219 SAPLING CIR, WILMINGTON, NC 28411-7786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Jun 14, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2015
Deed Sale	Sep 18, 2015
Prior Sale	Nov 22, 2013 · Amount on Record
Deed Document Number	201528839
Deed Book / Page	5919 / 639
Prior Transfer Date	Nov 21, 2013
Prior Transfer Doc	0057840022
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 21, 2026
Property Address	2219 SAPLING CIR, WILMINGTON, NC 28411-7786
Document Number	00684301364
Book / Page	6843 / 1364
Instrument Date	Mar 18, 2026
Instrument	202610537
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2219 SAPLING CIR, WILMINGTON, NC 28411-7786

Mortgage

Document Number	0000010537,
Date	Apr 21, 2026
Book Page	6843/1364
Instrument	202610537

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2219 SAPLING CIR, WILMINGTON, NC 28411-7786
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00657202427
Date	Jun 14, 2022
Book Page	6572/2427
Instrument	2022022415

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,000 (-) Land $125,100 Building $199,900	$325,000 (-) Land $125,100 Building $199,900
2025	$1,303.00 (+10.99%)	$325,000 (+54.32%) Land $125,100 Building $199,900	$325,000 (+54.32%) Land $125,100 Building $199,900
2024	$1,174.00 (+0.51%)
2023	$1,168.00 (-0.85%)	$210,600 Land $70,600 Building $140,000	$210,600 Land $70,600 Building $140,000
2022	$1,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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