2219 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2219 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 880 sqft
Lot Size	0.829 acres (36,143 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2007)
Tax Bill	$5,182 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0305-00040`

Property Details

APN / Parcel Number

Primary APN	`387-0305-00040`
Alternative APN	`1062917`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	880 sqft Gross Area
1st Floor Area	880 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	36,143 sqft (0.829 acres)
Garage Area	2,472 sqft

Exterior Amenities

Deck Area	156 sqft
Cabin	132 sqft
Gazebo	97 sqft
Boat House	434 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	1062917
Street Address	2219 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8114
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0004 SERIAL #
Legal Subdivision	NORTH COUNTRY PLACE SECOND ADDITION
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1271
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5421 WOODCREST DR, MINNEAPOLIS, MN 55424-1649
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Dec 18, 2017	Deed of Trust, Mortgage TRADITION MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2007 · Amount on Record
Deed Sale	Jul 17, 2007 · Amount on Record
Deed Document Number	20071056746
Prior Transfer Date	Jun 4, 2007
Prior Transfer Doc	0001056744
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2219 BIRCH POINT RD, TOWER, MN 55790-8114
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001415978
Date	Jun 8, 2021
Instrument	1415978

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2219 BIRCH POINT RD, TOWER, MN 55790-8114
Document Number	00A1324543
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ESQUIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2219 BIRCH POINT RD TOWER MN 557908114, TOWER, MN 55790-8114

Mortgage

Document Number	00A1324543
Date	Dec 20, 2017
Instrument	A1324543

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,182.00 (+3.31%)
2025	$5,016.00 (+4.81%)	$641,400 (+11.01%) Land $252,300 Building $389,100	$641,400 (+11.01%) Land $252,300 Building $389,100
2024	$4,786.00	$577,800 (+16.99%) Land $191,100 Building $386,700	$577,800 (+16.99%) Land $191,100 Building $386,700
2022		$493,900 Land $159,000 Building $334,900	$493,900 Land $159,000 Building $334,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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