22181 Harding St, Oak Park, MI 48237 Property Records

Oakland County property record for 22181 Harding St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,182 sqft · built 1953
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Oct 2018)
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-25-31-103-022`

Property Details

APN / Parcel Number

Primary APN	`52-25-31-103-022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	1,182 sqft
Unfinished Basement	1,182 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22181 HARDING ST
City	OAK PARK
State	MI
Zip	48237-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 31 MARTIN'S POLO HEIGHTS SUB N 12 FT OF LOT 226 & ALL OF LOT 227 ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	31
Legal Subdivision	POLO HEIGHTS SUB
Legal Lot Number	226-227
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	3
Census Block	3004
Census Tract	171500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22181 HARDING ST, OAK PARK, MI 48237-2563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Prior Sale	Jun 25, 2007 · Amount on Record
Deed Document Number	2018166214
Deed Book / Page	52255 / 458
Prior Transfer Date	Mar 21, 2005
Prior Transfer Doc	0000120481
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 9, 2018
Property Address	22181 HARDING ST, OAK PARK, MI 48237-2563
Document Number	0000166214
Book / Page	52255 / 00458
Map Reference	LB 39 PG 6
Instrument Date	Sep 28, 2018
Instrument	166214
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	SPEEDY TITLE & ESCROW SERVIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,255.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22181 HARDING ST, 22181, OAK PARK, MI 48237-2563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22181 HARDING ST, OAK PARK, MI 48237-2563

Mortgage

Document Number	0000166201
Date	Oct 9, 2018
Instrument	166201

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,439.00 (+1.78%) Homeowner's exemption	$113,200 (+20.68%) Land $17,500 Building $95,700	$226,400 (+20.68%) Land $35,000 Building $191,400
2024	$3,379.00 (+12.33%)
2023		$93,800 Land $14,700 Building $79,100	$187,600 Land $29,400 Building $158,200
2022	$3,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures