22180 CHUCK WAGON RD # 82, 82, RAMONA, CA 92065-4449
Document Number
0000113071
Map Reference
FILE 1982-105837
Instrument Date
Jan 12, 2021
Instrument
2021-0113071
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Title Company
AMERICAN COAST TITLE
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
22180 CHUCK WAGON RD, RAMONA, CA 92065-4449
Mortgage
Document Number
0000113072
Date
Feb 12, 2021
Instrument
2021-0113072
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Feb 1, 2041
October 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Oct 20, 2020
Property Address
22180 CHUCK WAGON RD # 82, 82, RAMONA, CA 92065-4449
Document Number
0000637726
Instrument Date
Sep 17, 2020
Instrument
637726
Transaction Type
Transfer
Record Updated
Oct 29, 2020
Title Company
NOT AVAILABLE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
22180 CHUCK WAGON RD #22182 RAMONA CA 920654449, 22182, RAMONA, CA 92065-4449
November 2019: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
SAN DIEGO CA
Property Address
22180 CHUCK WAGON RD # 82, 82, RAMONA, CA 92065-4449
Document Number
0000022178
Instrument Date
Nov 15, 2019
Transaction Type
Mortgage
Record Updated
Jan 29, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
22180 CHUCKWAGON RD RAMONA CA 92065, RAMONA, CA 92065
Mortgage
Document Number
0000022178
Date
Jan 15, 2020
Instrument
22178
Lender
Name
BANNER BK
Type
Bank
Address
WALLA WALLA, WA 99362
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jan 14, 2050
December 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Dec 5, 2017
Property Address
22180 CHUCK WAGON RD # 82, 82, RAMONA, CA 92065-4449
Document Number
0000565302
Map Reference
PM12063
Instrument Date
Nov 2, 2017
Instrument
2017-0565302
Transaction Type
Transfer
Record Updated
Aug 23, 2022
Title Company
FIDELITY NATIONAL TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15821 DAVIS CUP LN, RAMONA, CA 92065-4938
Mortgage
Document Number
0000565303
Date
Dec 5, 2017
Instrument
2017-0565303
Lender
Name
BANNER BANK
Type
Bank
Agreement
Type
ARM
Amount
Amount on Record
Term
181 Months
Due
Jan 1, 2033
Interest
Rate Type
Adjustable Rate
Rate
5.5%
Type Change Date
Jan 1, 2021
Change Frequency
Annually
Min Rate At Change
3.5%
Max Rate At Change
7.5%
Index
1-Year CMT
Max Rate
11.5%
Tax Assessment & Valuation
The 2025 property tax bill for 22180 Chuck Wagon Rd, #82 was $6,842 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Ramona City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$612,390 (+2%)Land $342,437Building $269,953
2025
$6,842.00Homeowner's exemption
$600,383Land $335,723Building $264,660
2023
$6,351.00 (-2.08%)Homeowner's exemption
$577,072Land $322,688Building $254,384
2022
$6,486.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 22180 Chuck Wagon Rd, #82 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 22180 Chuck Wagon Rd, #82 is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 96% of the US · above 85% of California
Wildfire Likelihood
2% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2022
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025