Kenton County property record for 2218 Scheper Ct, Fort Mitchell, KY 41017 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,234 sqft Finished Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $213,000 (2017) |
| Tax Bill | $2,572.00 (2025) |
| Primary APN | 045-10-01-194.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,234 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Exterior |
| Lot Area | 9,583 sqft (0.22 acres) |
| Depth X Width | 155 ft x 63 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 2218 SCHEPER CT |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9241 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 14 LOT 194 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 14 |
| Legal Lot Number | 194 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-10-01-194.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2218 SCHEPER CT, COVINGTON, KY 41017-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Mar 01, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Oct 02, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2017 · Amount on Record |
| Deed Sale | Oct 02, 2017 · Amount on Record |
| Prior Sale | Jul 08, 2004 · Amount on Record |
| Deed Doc Number | 201710 02 059 00063 |
| Deed Book / Page | 4007 / 283 |
| Last Transfer Date | Mar 21, 2025 |
| Transfer Doc | 0005900025 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 16, 2026 |
| Property Address | 2218 SCHEPER CT, FT MITCHELL, KY 41017-9241 |
| Document Number | 0000007343 |
| Book / Page | 413 / 581 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20267343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PROMINENCE TITLE, PROMINENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 2218 SCHEPER CT, FT MITCHELL, KY 41017-9241 |
| Document Number | 0000007343, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 413/581 |
| Instrument | 20267343 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2218 SCHEPER CT, COVINGTON, KY 41017-9241 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2218 SCHEPER CT, COVINGTON, KY 41017-9241 |
| Document Number | 0005900189 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 175/468 |
| Instrument | 21030105900189 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 28, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2218 SCHEPER CT, COVINGTON, KY 41017-9241 |
| Document Number | 0000000055 |
| Instrument Date | Dec 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2218 SCHEPER CT COVINGTON KY 410179241, COVINGTON, KY 41017-9241 |
| Document Number | 0000000055 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 00M139/000286 |
| Instrument | 55 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 02, 2017 |
| Property Address | 2218 SCHEPER CT, COVINGTON, KY 41017-9241 |
| Document Number | 0000000063 |
| Book / Page | 0I4007 / 000283 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 63 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2218 SCHEPER CT COVINGTON KY 410179241, COVINGTON, KY 41017-9241 |
| Document Number | 64 |
|---|---|
| Date | Oct 02, 2017 |
| Book Page | 004007/000287 |
| Instrument | 64 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,572.00 (-7.05%) | $259,600 (-) Land $15,000 Building $244,600 | $259,600 (-) Land $15,000 Building $244,600 |
| 2023 | $2,767.00 | $259,600 Land $15,000 Building $244,600 | $259,600 Land $15,000 Building $244,600 |
2218 Scheper Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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