Freeborn County property record for 2218 Rowe Ln, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,238 sqft · built 2003 |
| Lot Size | 0.22 acres (9,728 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Apr 2025) |
| Tax Bill | $5,204 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.274.0160 |
| Primary APN | 34.274.0160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| 1st Floor Area | 2,234 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,728 sqft (0.22 acres) |
| Lot Dimensions | 128 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 582 sqft |
| Deck Area | 875 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2218 ROWE LN |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILL'S ADDITION LOT-007 BLOCK-002 LOT 7, BLK 2 HILLS ADDITION |
| Legal Subdivision | HILL'S ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 180500 |
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2218 ROWE LN, ALBERT LEA, MN 56007-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN FCU |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Apr 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME FSB |
| Jun 14, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on Record |
| Deed Sale | Apr 8, 2025 · Amount on Record |
| Prior Sale | Jun 14, 2019 · Amount on Record |
| Deed Document Number | 20251748839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 2218 ROWE LN, ALBERT LEA, MN 56007-2003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A554974 |
|---|---|
| Date | May 18, 2022 |
| Instrument | A554974 |
| Name | HOME TOWN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 2218 ROWE LN, ALBERT LEA, MN 56007-2003 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | A541558 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | A541558 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 2218 ROWE LN, ALBERT LEA, MN 56007-2003 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | A536979 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | A536979 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 10, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Jun 14, 2019 |
| Property Address | 2218 ROWE LN, ALBERT LEA, MN 56007-2003 |
| Document Number | CRV967536 |
| Instrument Date | Jun 14, 2019 |
| Instrument | CRV967536 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 HAGUE AVE S, 506, HOLLANDALE, MN 56045-4434 |
| Name | Verified Name |
|---|---|
| Address | 18019 PELICAN RD, ALBERT LEA, MN 56007 |
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,204.00 Homeowner's exemption | $335,900 (+5.1%) Land $15,000 Building $320,900 | $335,900 (+5.1%) Land $15,000 Building $320,900 |
| 2025 | $5,204.00 (+10.77%) | ||
| 2023 | $4,698.00 (+22.09%) | $319,600 Land $15,000 Building $304,600 | $319,600 Land $15,000 Building $304,600 |
| 2020 | $3,848.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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