2218 River Oaks Cir, Abilene, TX 79605 Property Records

Taylor County property record for 2218 River Oaks Cir, Abilene, TX 79605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,031 sqft · built 1958
Lot Size	0.246 acres (10,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Jul 2024)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58600027400`

Property Details

APN / Parcel Number

Primary APN	`58600027400`
Alternative APN	`62667`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	2,295 sqft
1st Floor Area	2,031 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,695 sqft (0.246 acres)
Lot Dimensions	138 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2218 RIVER OAKS CIR
City	ABILENE
State	TX
Zip	79605-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS SEC 6, BLOCK L, LOT 24 REP
Legal Subdivision	RIVER OAKS SEC 6
Legal Block	L
Legal Lot Number	24
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	1
Census Block	1013
Census Tract	12600

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2218 RIVER OAKS CIR, ABILENE, TX 79605-4821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 6, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	202412831
Prior Transfer Date	May 8, 2014
Prior Transfer Doc	0000006723
Record Updated	Sep 20, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Jul 15, 2022
Property Address	2218 RIVER OAKS CIR, ABILENE, TX 79605-4821
Document Number	0000014961
Map Reference	CAB 2 SL 9-B
Instrument Date	Jul 15, 2022
Instrument	2022-00014961
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2218 RIVER OAKS CIR, ABILENE, TX 79605-4821

Mortgage

Document Number	0000014962
Date	Jul 15, 2022
Instrument	2022-00014962

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	2218 RIVER OAKS CIR, ABILENE, TX 79605-4821
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2218 RIVER OAKS CIR, ABILENE, TX 79605-4821

Mortgage

Document Number	0000027421
Date	Dec 9, 2021
Instrument	2021-00027421

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TAYLOR TX
Property Address	2218 RIVER OAKS CIR, ABILENE, TX 79605-4821
Document Number	0000020135
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2218 RIVER OAKS CIR ABILENE TX 796054821, ABILENE, TX 79605-4821

Mortgage

Document Number	0000020135
Date	Dec 3, 2018
Instrument	20135

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, ID 79605

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Abilene Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,963 (+4.01%) Land $24,599 Building $219,364	$243,963 (+4.01%) Land $24,599 Building $219,364
2025	$2,771.00 (-24.37%)	$234,556 (+7.06%) Land $24,599 Building $209,957	$234,556 (+7.06%) Land $24,599 Building $209,957
2024	$3,664.00 (+0.77%) Homeowner's exemption	$219,092 (+0.01%) Land $14,438 Building $204,654	$219,092 (+0.01%) Land $14,438 Building $204,654
2023	$3,636.00 (-17.4%) Homeowner's exemption	$219,070 Land $14,438 Building $204,632	$219,070 Land $14,438 Building $204,632
2022	$4,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	151 (1978–2017)
Claims Outside the SFHA	12 of 151
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2002 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABILENE serves 130,501 people · EPA ID TX2210001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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