Hillsborough County property record for 2218 Ridgemore Dr, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 1988 |
| Lot Size | 0.452 acres (19,672 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,000 (Mar 2005) |
| Tax Bill | $1,206 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085610-2650 |
| Primary APN | 085610-2650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 1,290 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,672 sqft (0.452 acres) |
| Lot Dimensions | 165 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 234 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0856102650 |
|---|---|
| Street Address | 2218 RIDGEMORE DR |
| City | VALRICO |
| State | FL |
| Zip | 33594-3240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VALRICO VISTA LOT 27 BLOCK 5 |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 19 |
| Legal Subdivision | VALRICO VISTA |
| Legal Tract | 326 |
| Legal Block | 5 |
| Legal Lot Number | 27 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12210 |
2218 Ridgemore Dr is owned and occupied by an individual who bought it in March 2005.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2218 RIDGEMORE DR, VALRICO, FL 33594-3240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORPORATION |
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2005 · Amount on File |
| Deed Sale | Mar 29, 2005 · Amount on File |
| Prior Sale | Nov 8, 2004 · Amount on File |
| Deed Document Number | 2005122411 |
| Deed Book / Page | 14817 / 1846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 24, 2026 |
| Property Address | 2218 RIDGEMORE DR, VALRICO, FL 33594-3240 |
| Document Number | 0000241321 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026241321 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2218 RIDGEMORE DR, VALRICO, FL 33594-3240 |
| Document Number | 0000241321, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 2026241321 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2218 RIDGEMORE DR, VALRICO, FL 33594-3240 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000138628 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 24861/1800 |
| Instrument | 2017138628 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SAN BRUNO, CA 94066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2218 RIDGEMORE DR, VALRICO, FL 33594-3240 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2218 RIDGEMORE DR, VALRICO, FL 33594-3240 |
| Document Number | 0000671428 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021671428 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 2218 Ridgemore Dr was $1,206 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,242 (+2.7%) | $247,947 (-1.6%) Land $110,352 Building $137,595 | |
| 2025 | $1,206.00 Homeowner's exemption Senior Citizen's exemption | $85,922 | $251,982 Land $110,352 Building $141,630 |
| 2023 | $1,061.00 (+11.45%) Homeowner's exemption Senior Citizen's exemption | $81,068 (+3%) | $243,221 (+7.69%) Land $110,352 Building $132,869 |
| 2022 | $952.00 Homeowner's exemption Senior Citizen's exemption | $78,707 | $225,856 Land $100,320 Building $125,536 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2218 Ridgemore Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2218 Ridgemore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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