2218 Mill Creek Rd, Wake, VA 23176 Property Records

Middlesex County property record for 2218 Mill Creek Rd, Wake, VA 23176

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,038 sqft · built 1945
Lot Size	6.18 acres (269,201 sqft)
Owner	2 Trust Names on File
Last Sale	$445,000 (Mar 2024)
Tax Bill	$1,363 (2026)
Deeds & Mortgages	Aug 2025 Transfer Aug 2025 Transfer + 5 more
Flood Zone	Zone AE (high risk)
APN	`39 15 1`

Property Details

APN / Parcel Number

Primary APN	`39 15 1`
Alternative APN	`1361`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,038 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	269,201 sqft (6.18 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	548 sqft
Deck Area	210 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1361
Street Address	2218 MILL CREEK RD
City	WAKE
State	VA
Zip	23176-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BAY SANDS SUBD LOT 1 6.175AC (1A 1B 1C) 147-407 196-609 257-345 P7-135 P13-153 WB19-13 D19-982 D21-75 D25-1435
Legal Subdivision	BAY SANDS SUBD
Legal Lot Number	1
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	3
Census Block	3022
Census Tract	951200

Owner

2218 Mill Creek Rd is owner-occupied and held in a trust since June 2025.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2218 MILL CREEK RD, WAKE, VA 23176-2107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Gift Deed, Transfer
Aug 21, 2025	Gift Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 1, 2024	Warranty Deed, Transfer THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Jan 8, 2021	Intrafamily Transfer, Transfer
Jul 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Nov 22, 2022 · Amount on File
Deed Document Number	2024291
Last Transfer Date	Jun 1, 2025
Transfer Doc	0000001436
Record Updated	Oct 29, 2026

August 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Aug 21, 2025
Property Address	2218 MILL CREEK RD, WAKE, VA 23176-2107
Document Number	0250001435
Map Reference	MB 13 PG 15
Instrument Date	Jun 30, 2025
Instrument	250001435
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2218 MILL CREEK RD, WAKE, VA 23176-2107

August 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Aug 21, 2025
Property Address	2218 MILL CREEK RD, WAKE, VA 23176-2107
Document Number	0250001436
Map Reference	MB 13 PG 153
Instrument Date	Jun 1, 2025
Instrument	250001436
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2218 MILL CREEK RD, WAKE, VA 23176-2107

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Mar 1, 2024
Property Address	2218 MILL CREEK RD, WAKE, VA 23176-2107
Document Number	0240000291
Instrument Date	Jan 23, 2024
Instrument	240000291
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2218 MILL CREEK RD, WAKE, VA 23176-2107

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Nov 22, 2022
Property Address	2218 MILL CREEK RD, WAKE, VA 23176-2107
Document Number	0220002203
Instrument Date	Nov 9, 2022
Instrument	220002203
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	QUALITY TITLE INC, QUALITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2218 MILL CREEK RD, WAKE, VA 23176-2107

Mortgage

Document Number	0220002204
Date	Nov 22, 2022
Instrument	220002204

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	2218 MILL CREEK RD, WAKE, VA 23176-2107
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000341
Date	Feb 5, 2021
Instrument	210000341

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	Jan 8, 2021
Property Address	2218 MILL CREEK RD, WAKE, VA 23176-2107
Document Number	210000075
Instrument Date	Jan 6, 2021
Instrument	210000075
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2218 MILL CREEK RD, WAKE, VA 23176-2107

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jul 3, 2019
Property Address	2218 MILL CREEK RD, WAKE, VA 23176-2107
Document Number	190000982
Instrument Date	Jun 7, 2019
Instrument	190000982
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N ARTHUR ASHE BLVD, RICHMOND, VA 23220-4303

Mortgage

Document Number	190000983
Date	Jul 3, 2019
Instrument	190000983

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2218 Mill Creek Rd was $1,363.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,363.00	$223,600 (-) Land $119,100 Building $104,500	$223,600 (-) Land $119,100 Building $104,500
2025	$1,363.00	$223,600 (-) Land $119,100 Building $104,500	$223,600 (-) Land $119,100 Building $104,500
2024	$1,363.00 (-2.92%)	$223,600 (-2.91%) Land $119,100 Building $104,500	$223,600 (-2.91%) Land $119,100 Building $104,500
2023	$1,404.00	$230,300 Land $119,100 Building $111,200	$230,300 Land $119,100 Building $111,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2218 Mill Creek Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Tropical Storm Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2218 Mill Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures