Stanly County property record for 2218 E Main St, Albemarle, NC 28001
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 6,250 sqft · built 2018 |
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,604 (2023) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 655804622346 |
| Primary APN | 655804622346 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 6,250 sqft Finished Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 35,719 sqft (0.819 acres) |
| Lot Dimensions | 400 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Account Number | 15912 |
|---|---|
| Street Address | 2218 E MAIN ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-8182 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | MULTIPLE |
| Legal Description | BLDG 2218 E MAIN ST LTS 1/2 AND 50/51 BLK C 655819080 |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 931002 |
Source: Stanly County records · APN 655804622346
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 30201 KEYSTONE DR, ALBEMARLE, NC 28001-8639 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 08, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan UWHARRIE BANK |
| Aug 08, 2025 | Deed of Trust, Mortgage · Construction Mortgage UWHARRIE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 01, 2010 |
| Deed Sale | Jan 01, 2010 |
| Deed Document Number | 0000808170 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 2218 E MAIN ST, ALBEMARLE, NC 28001-8182 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 30201 KEYSTONE DR, ALBEMARLE, NC 28001-8639 |
| Document Number | 0000479961 |
|---|---|
| Date | Aug 08, 2025 |
| Book Page | 1890/1658 |
| Instrument | 479961 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 08, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 2218 E MAIN ST, ALBEMARLE, NC 28001-8182 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 30201 KEYSTONE DR, ALBEMARLE, NC 28001-8639 |
| Document Number | 0000479963 |
|---|---|
| Date | Aug 08, 2025 |
| Book Page | 1891/1 |
| Instrument | 479963 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 08, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,604.00 | $213,488 Land $28,536 Building $184,952 | $213,488 Land $28,536 Building $184,952 |
Source: FEMA National Flood Hazard Layer as of May 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Uniti Group.
Based on FCC filings for 77 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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