Montgomery County property record for 2218 Cottingham Dr, Montgomery, AL 36106
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,783 sqft · built 1972 |
| Lot Size | 0.276 acres (12,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,300 (May 2016) |
| Tax Bill | $786 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-26-2-010-007.000 |
| Primary APN | 10-07-26-2-010-007.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| 1st Floor Area | 1,783 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,028 sqft (0.276 acres) |
| Lot Dimensions | 141 ft deep x 85 ft wide |
| Porch | Slab |
| Porch Area | 470 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 251818 |
|---|---|
| Street Address | 2218 COTTINGHAM DR |
| City | MONTGOMERY |
| State | AL |
| Zip | 36106-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-85 |
| Legal Description | 1007262010007000 |
| Legal Range | 18E |
| Legal Township | 16N |
| Legal Section | 26 |
| Legal Subdivision | GREEN ACRES 9 |
| Legal Block | 9 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 3303 |
2218 Cottingham Dr is owned and occupied by an individual who bought it in May 2016.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2218 COTTINGHAM DR, MONTGOMERY, AL 36106-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on File |
| Deed Sale | May 20, 2016 · Amount on File |
| Prior Sale | May 2, 2005 · Amount on File |
| Deed Book / Page | 4829 / 505 |
| Prior Transfer Date | May 19, 2016 |
| Prior Transfer Doc | 0048290505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 2218 COTTINGHAM DR, MONTGOMERY, AL 36106-3509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2218 COTTINGHAM DR, MONTGOMERY, AL 36106-3509 |
| Document Number | 0060610843 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 6061/843 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 137 Months |
| Due | May 1, 2035 |
The 2026 property tax bill for 2218 Cottingham Dr was $786, up 2.7% from the year before.
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $786.00 (+2.75%) | ||
| 2025 | $765.00 | $15,580 Land $1,500 Building $14,080 | $155,800 Land $15,000 Building $140,800 |
| 2023 | $660.00 | $13,410 Land $1,500 Building $11,910 | $134,100 Land $15,000 Building $119,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2218 Cottingham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2218 Cottingham Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 10,000 / 10,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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