2218 Cold Meadow Way, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2218 Cold Meadow Way, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,280 sqft · built 1994
Lot Size	0.121 acres (5,264 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Oct 2017)
Tax Bill	$7,759 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02988623`

Property Details

APN / Parcel Number

Primary APN	`13-02988623`
Alternative APN	`02988623`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,280 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	1,380 sqft
Basement Area	612 sqft
Finished Basement	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,264 sqft (0.121 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02988623
Street Address	2218 COLD MEADOW WAY
City	SILVER SPRING
State	MD
Zip	20906-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC
Legal Description	PLAT 18796 LONGMEAD
Legal Subdivision	LONGMEAD
Legal Block	M
Legal Lot Number	145
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2007
Census Tract	703221

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2218 COLD MEADOW WAY, SILVER SPRING, MD 20906-6213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 26, 2017	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Aug 28, 1997 · Amount on Record
Deed Book / Page	55144 / 270
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2218 COLD MEADOW WAY, SILVER SPRING, MD 20906-6213
Document Number	0589820385
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2218 COLD MEADOW WAY SILVER SPRING MD 209066213, SILVER SPRING, MD 20906-6213

Mortgage

Document Number	0589820385
Date	Feb 5, 2020
Book Page	058982/000385

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2035

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 26, 2017
Property Address	2218 COLD MEADOW WAY, SILVER SPRING, MD 20906-6213
Document Number	0551440270
Book / Page	55144 / 270
Map Reference	MB167 PL18796
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2218 COLD MEADOW WAY, SILVER SPRING, MD 20906-6213

Mortgage

Document Number	0055144278
Date	Oct 26, 2017
Instrument	55144/278

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,500 (+3.33%)	$690,300 (+9.99%) Land $160,900 Building $529,400
2025	$7,759.00 (+43.74%)	$627,600 (+13.59%) Land $160,900 Building $466,700	$627,600 (-) Land $160,900 Building $466,700
2023		$552,533	$627,600 Land $160,900 Building $466,700
2022	$5,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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