2218 Charlack Ave, Springfield, IL 62704 Property Records

Sangamon County property record for 2218 Charlack Ave, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$315,900 (Jan 2010)
Tax Bill$10,165 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Dec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN22-06.0-381-044

Property Details

APN / Parcel Number

Primary APN22-06.0-381-044
Alternative APN
  • 22060381044 (CHECK DIGIT = 9)

Exterior

Lot Area11,761 sqft (0.27 acres)

Location & Zoning

Account Number22060381044
Street Address2218 CHARLACK AVE
CitySPRINGFIELD
StateIL
Zip62704-4133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW PT L 13 FOX MEADOWS WEST (11,674 SQ FT) 6-15-5
Legal Range05
Legal Township15
Legal Section06
Legal SubdivisionFOX MDWS WEST
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group1
Census Block1029
Census Tract2001

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2218 CHARLACK AVE, SPRINGFIELD, IL 62704-4133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF SPRINGFIELD
Dec 22, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2010 · Amount on Record
Deed SaleJan 7, 2010 · Amount on Record
Prior SaleDec 18, 2009
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2218 CHARLACK AVE, SPRINGFIELD, IL 62704-4133
Transaction TypeMortgage
Record UpdatedFeb 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R01901
DateFeb 3, 2023
Instrument2023R01901
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueFeb 15, 2026
Interest
Rate TypeFixed Rate
Rate7.75%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2218 CHARLACK AVE, SPRINGFIELD, IL 62704-4133
Transaction TypeMortgage
Record UpdatedJan 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R26627
DateDec 22, 2022
Instrument2022R26627
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 20, 2023
Interest
Rate TypeFixed Rate
Rate8%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,165.00 (+13.7%)$131,553 (+24.38%) Land $16,401 Building $115,152$394,659 (+24.38%) Land $49,203 Building $345,456
2022$8,940.00 Homeowner's exemption$105,771 Land $13,254 Building $92,517$317,313 Land $39,762 Building $277,551

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2019–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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