22178 Saddle Rd, Piedmont, SD 57769 Property Records

Meade County property record for 22178 Saddle Rd, Piedmont, SD 57769

Property Summary

Property Type	Mobile Home
Details	3 bd · 1,680 sqft · built 2016
Lot Size	5.35 acres (233,090 sqft)
Owner	2 Individual Names on File
Last Sale	$2,090 (Jun 2020)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`27.53.46`

Property Details

APN / Parcel Number

Primary APN	`27.53.46`

Interior

Bedrooms	3 Beds
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Lot Area	233,090 sqft (5.35 acres)

Location & Zoning

Street Address	22178 SADDLE RD
City	PIEDMONT
State	SD
Zip	57769-7379
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HORSESHOE ACRES LOT 46 MH ON RE 2016 28X60 COMMODORE S#GO14850AB ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VAL
Legal Range	08
Legal Township	03
Legal Section	26
Legal Subdivision	HORSESHOE ACRES SUB
Legal Lot Number	46
Jurisdiction	MEADE SD
Township / Civil Division	BELLE FOURCHE-CHEYENNE VALLEYS
Census Block Group	4
Census Block	4031
Census Tract	20500

Owner

22178 Saddle Rd, a mobile home, is owned and occupied by two individuals who bought it in June 2020.

Source: Meade County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22178 SADDLE RD, PIEDMONT, SD 57769-7379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST
Jun 2, 2023	Warranty Deed, Transfer · Line of Credit AMERICAN BANK & TRUST
Jun 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Deed Document Number	20203619
Deed Book / Page	916 / 1574
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	22178 SADDLE RD, PIEDMONT, SD 57769-7379
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000977/856
Date	Aug 14, 2023
Book Page	977/856
Instrument	23004570

Lender

Name	AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Jun 2, 2023
Property Address	22178 SADDLE RD, PIEDMONT, SD 57769-7379
Document Number	00967/1280
Book / Page	967 / 1280
Map Reference	MB 24 PG 45-46
Instrument Date	May 26, 2023
Instrument	23002994
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22178 SADDLE RD, PIEDMONT, SD 57769-7379

Mortgage

Document Number	00975/1380
Date	Jun 2, 2023
Book Page	975/1380
Instrument	23002995

Lender

Name	AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 1, 2024

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Jun 15, 2020
Property Address	22178 SADDLE RD, PIEDMONT, SD 57769-7379
Document Number	00916/1574
Book / Page	916 / 1574
Map Reference	MB 24 PG 45-46
Instrument Date	Jun 12, 2020
Instrument	20003619
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Tax	$2.09
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4616 CHALKSTONE DR, RAPID CITY, SD 57701-6523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22178 SADDLE RD, PIEDMONT, SD 57769-7379

Tax Assessment & Valuation

The 2025 property tax bill for 22178 Saddle Rd was $3,755, up 0.6% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,473 (-) Land $91,755 Building $245,718	$337,473 (-) Land $91,755 Building $245,718
2025	$3,755.00 (+0.64%) Additional exemption filed	$337,473 Land $91,755 Building $245,718	$337,473 Land $91,755 Building $245,718
2024	$3,731.00
2023		$293,379 (+3%) Land $61,978 Building $231,401
2022	$3,374.00	$225,675 Land $47,675 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22178 Saddle Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22178 Saddle Rd is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 92% of South Dakota
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HORSESHOE ACRES WATER ASSOCIATION private · serves 180 people · EPA ID SD4602266
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2020 No certified operator Nov 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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