2217 Pico Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 2217 Pico Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,686 sqft · built 2008
Lot Size	0.058 acres (2,562 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Oct 2018)
Tax Bill	$2,451 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-19-27-0400-000-15100`

Property Details

APN / Parcel Number

Primary APN	`28-19-27-0400-000-15100`
Alternative APN	`3849087`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	1,686 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	2,562 sqft (0.058 acres)
Garage Type	Finished
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	63 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3849087
Street Address	2217 PICO LN
City	MOUNT DORA
State	FL
Zip	32757-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERBROOKE PHASE 1 PB 58 PG 1-10 LOT 151 ORB 5179 PG 2450
Legal Range	27E
Legal Township	19S
Legal Section	28
Legal Subdivision	SUMMERBROOKE
Legal Phase	1
Legal Tract	A-J
Legal Lot Number	151
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	1
Census Block	1030
Census Tract	30917

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2217 PICO LN, MOUNT DORA, FL 32757-8707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 4, 2018	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Aug 6, 2010 · Amount on Record
Deed Document Number	2018116843
Deed Book / Page	5179 / 2450
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2217 PICO LN, MOUNT DORA, FL 32757-8707
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 PICO LN, MOUNT DORA, FL 32757-8707

Mortgage

Document Number	0060722350
Date	Dec 29, 2022
Book Page	6072/2350
Instrument	2022165519

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2217 PICO LN, MOUNT DORA, FL 32757-8707
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 PICO LN, MOUNT DORA, FL 32757-8707

Mortgage

Document Number	0058711015
Date	Jan 6, 2022
Book Page	5871/1015
Instrument	2022002412

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Oct 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 4, 2018
Property Address	2217 PICO LN, MOUNT DORA, FL 32757-8707
Document Number	0051792450
Book / Page	5179 / 2450
Map Reference	MB 58 PG 1-10
Instrument Date	Sep 26, 2018
Instrument	2018116843
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	INTEGRITY TITLE & GUARANTY A

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 EMERALD LAKE DR, 118, PALM COAST, FL 32137-1312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 PICO LN, MOUNT DORA, FL 32757-8707

Mortgage

Document Number	2018116844
Date	Oct 4, 2018
Instrument	2018116844

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,240 (+5.98%) Land $67,410 Building $97,830	$241,586 (+7.17%) Land $67,410 Building $174,176
2024	$2,451.00 (+6.06%)
2023	$2,311.00 (+1.76%) Homeowner's exemption	$155,920 (+3%)	$225,419 (+5.92%) Land $56,700 Building $168,719
2022	$2,271.00 Homeowner's exemption	$151,380	$212,819 Land $44,100 Building $168,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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